Contracting Credit
Many states have a contracting credit available on your Workers' Compensation Policy
for contractors with higher-than-average wage levels.
You will have completed an application to your state for this credit. If the credit
was granted to you, we may ask to verify the payroll you reported to the state.
We will ask for the records you used and work papers you prepared when you applied
for this credit. Your period used will be the third calendar quarter (July, August,
September) of the year prior to your policy inception.