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Dogs and Insurance

There are approximately 77.8 million dogs as pets in the United States.* That’s an impressive number.  Many of our associates, myself included, have dogs as companion animals. We fully understand the passion people have for their pets as we’ve experienced the same thing on a personal level.  That’s why when the topic of dogs and insurance coverage comes up, it’s not an easy discussion, nor do we take it lightly.

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The Anatomy of a Typical Home Insurance Claims Process

If you’ve ever filed a home insurance claim, you may have wondered what goes on behind the scenes. Insurance companies follow established procedures, and knowing them helps the insured understand the process.

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How Much Coverage Do You Need? Loan Amount Versus Insured Amount

Deciphering loan contracts and insurance policies can be difficult, and figuring out the difference between loan amounts and insured amounts can be complicated. However, understanding the difference is critical in obtaining the right protection. Here's what you need to know.

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Valuing the Invaluable: Which Method Is Right for Your Homeowners Insurance

Your house is not just another asset, so you cannot take any risks regarding homeowners' insurance. There are many things to consider, but the most important is choosing the right method for valuation, which determines what you receive in case of disaster.

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Coverage vs. Cost: Does Cut-rate Insurance Really Save You Money?

Who wouldn’t want to save money on automobile insurance? Lower rates mean more money to spend on other essentials or luxuries, but switching to an insurance company that offers a lower cost policy may cost you more in the long run. Your new cut-rate policy may not offer the same protection as your previous policy – and it may be up to you to make up the difference if you’re in an accident.

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Does Your Insurance Agent Have Your Best Interests At Heart?

When shopping for insurance, you want to receive the most value for your money. This means you need to hire an agent who has your best interests — not their own bottom line — at heart. The key to finding an agent who'll always do what's most favorable for you is to understand the differences between the two main types — independent and captive agents — and know which type will steer you in the right direction. Here's what you need to know.

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