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Did you know there's more to protecting your restaurant than just property and liability?

Posted by Kristin Bowen on Sep 20, 2017 8:00:00 AM

Many fond memories are made while sharing good food and good stories.  Restaurants like supper clubs, family-oriented restaurants, cafes, delicatessens or sub shops, and pizza restaurants are the places where the magic happens.  Let’s talk about a few different types of coverages that can benefit restaurants. 

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Investigations - The importance of cooperation

Posted by Kristin Bowen on Sep 6, 2017 9:00:00 AM

When an employee makes a claim for workers’ compensation benefits, it’s imperative that the claim be reported timely. An adjuster’s job is to work quickly and efficiently to gather facts surrounding the accident. The adjuster will often take a recorded statement to memorialize the accident details, as stories and facts may change over the course of a claim. A timely investigation can reveal details that can have a big impact on a claim’s outcome, including identification of a possible third party. 

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Referrals - Just Ask!

Posted by Kristin Bowen on Aug 23, 2017 9:00:00 AM

When you ask for referrals, do your palms sweat and does your heart race? If the answer is yes, you’re not alone. Many people are nervous about asking for referrals for fear of damaging relationships with their current clients. Ultimately, those who don’t ask for referrals are depriving themselves of new business opportunities. That’s because for many companies, referrals are the primary method for generating new business. 

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The need for back up generators

Posted by Kristin Bowen on Aug 9, 2017 9:00:00 AM

Power Outage Statistics
Power outages are a serious problem that nearly every home and business in the United States will experience at some point each year.  Significant physical damage can be sustained if a power outage lasts long enough. Loss of power can cause essential systems to shut down, which is why having a working backup generator can help protect your business.

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Vacant Buildings - What you need to know about insurance coverage

Posted by Kristin Bowen on Jul 26, 2017 9:00:00 AM

Buildings that are vacant for extended periods are vulnerable to vandalism and fire, partly as the result of only occasional maintenance and security oversight.  The most recent data from the National Fire Protection Association cites  there are an estimated average of 31,000 structure fires in vacant buildings per year, resulting in an average of 50 civilian deaths, 141 civilian injuries, and $642 million in direct property damage per year. 

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How to reduce employee illness and injury

Posted by Kristin Bowen on Jul 12, 2017 9:00:00 AM

If you could guess the one word that can reduce both illness and injury, what would you say?  Ergonomics?  Yes! 

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Proper use of fire extinguishers

Posted by Kristin Bowen on Jun 28, 2017 9:00:00 AM

While on a site visit in downtown Milwaukee, a West Bend loss prevention associate recognized a fire extinguisher in a restaurant kitchen indicating it had been discharged. This was puzzling because the fire extinguisher had been serviced only a few weeks before. After questioning the manager, a startling discovery was made. In a well-intentioned attempt to test the effectiveness of the newly-inspected fire extinguisher, the manager had taken the canister outside and discharged it. It quickly became clear this process was followed for every fire extinguisher within the facility! If a real fire had broken out in the building, there would have been no viable options for containing the flames because all of the extinguishers had been depressurized.

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Are you prepared for an active shooter on your premises?

Posted by Kristin Bowen on Jun 14, 2017 7:44:15 AM

In the event there’s an active shooter at your business, do you know what to do?  Will your employees be prepared to respond?  These types of situations are unpredictable and chaotic. They will affect everyone differently, but anyone can play an important part in reducing the impact of an active shooter.  Completing in-person or online training, workshops and drills will prepare your employees should a horrible event like this occur.

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Safe Lifting Techniques

Posted by Kristin Bowen on May 31, 2017 9:46:25 AM

More than 700 back-related injuries occur every day due to improper lifting techniques.  According to the Bureau of Labor Statistics, there are more than 269,000 back injuries every year in private industry alone.  Back injuries account for more than 25% of all lost-time injuries.  

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What You Need to Know About Lithium-ion Batteries

Posted by Kristin Bowen on May 18, 2017 4:00:17 PM

In the summer of 2016, news began to break about the Samsung Galaxy Note 7 smartphones catching fire.  A large recall ensued and Samsung permanently ended production of the phone.  An investigation completed by a team of 700 engineers and researchers, that included 200,000 devices and more than 30,000 batteries determined that a deformity existed with one of the two types of lithium-ion (Li-ion) batteries. This deformity caused the electrodes inside the battery to bend and then start on fire.

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