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Basic insurance definitions you should know when starting a business

There are many steps to starting a business; it can take years for an aspiring business owner to get everything in order to open their..

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Preventing wandering and elopement in nursing homes

There are many different challenges when taking care of elderly patients in nursing homes or assisted living facilities. Ensuring residents..

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Understanding insurance building limits (video)

Imagine a worst-case scenario for your business, maybe a catastrophic fire or a roof collapse. You’re forced to rebuild, almost from the..

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Childcare ratios: best practices to keep children safe

A vital part of a quality childcare environment is child-to-staff ratios. These ratios, or the number of children who can be cared for by..

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Sauna safety and supervision

Typically, you’ll find a sauna or two in any fitness center or YMCA-type organization. Located in the locker rooms or on the pool deck,..

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Construction equipment tracking and maintenance

One challenge facing every contractor is keeping track of tools and equipment. With many jobsites, different types and brands of equipment,..

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Business Income insurance coverage (video)

Imagine what would happen if your organization had to shut down for an extended period due to property damage from a fire. Luckily, with..

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Cybersecurity: Employee social media use

As a small business owner, you’ve done your due diligence regarding cybersecurity at your organization. You’ve updated your devices and..

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Facility maintenance: wet, slippery winter floors

During these colder months, many parts of the country are buried in snow and ice. Even in warmer regions, this time of year can bring lots..

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Employee handbooks: how to protect your small business

Most bigger businesses and organizations have large human resources departments and utilize many resources to ensure they have best..

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Aquatics: identifying zones of protection in your pool

Is your pool divided into zones of protection? This term refers to different areas of the pool assigned to a lifeguard. Zones make it..

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Who are the most distracted drivers on the road?

A new survey by the Insurance Institute for Highway Safety identified the groups of drivers most likely to be distracted while behind the..

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