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Applying Auto Insurance Coverage to Claims Examples

Posted by Kristin Bowen on Aug 24, 2016 1:15:09 PM

You’re in the auto business.  Whether it’s an auto body repair shop, detailing or custom cleaning, or a dealership, it’s important to know what types of commercial insurance coverage exists and how insurance would apply to a particular claim. 

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Risks and Safety Plans for Auto Part Stores

Posted by Brian Kiley on Aug 22, 2014 2:05:00 PM

I’m just the owner of an auto parts store. How much risk do I really have in my business?

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Business Autos Titled In A Personal Name

Posted by Brian Kiley on Nov 28, 2012 10:59:00 AM

As a small business owner, it would seem very probable that the autos you are using in your business are titled in your personal name.  If scheduled on a Commercial Auto policy, this may create a coverage gap for you in the event of an auto claim.  Depending upon the commercial auto symbols assigned to your policy, coverage may be limited to “owned autos”.  This would only include autos owned and titled in the business name if that business name is the only named insured on your policy.

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