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Above Ground Fuel Tank Safety Requirements

Posted by Kristin Bowen on Jan 3, 2018 9:00:00 AM

Above-ground fuel tanks can be a convenience to businesses that require frequent fueling of company vehicles, construction vehicles, lawn mowing equipment, and power tools. Above-ground fuel tanks can also present significant loss exposures in the form of fires, explosion, pollution, and theft. If your company or business has an above-ground fuel tank or is considering installing one, here are some requirements you'll need to consider:

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The need for back up generators

Posted by Kristin Bowen on Aug 9, 2017 9:00:00 AM

Power Outage Statistics
Power outages are a serious problem that nearly every home and business in the United States will experience at some point each year.  Significant physical damage can be sustained if a power outage lasts long enough. Loss of power can cause essential systems to shut down, which is why having a working backup generator can help protect your business.

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Risk transfer:  What's the big deal?

Posted by Kristin Bowen on Apr 5, 2017 1:30:04 PM

Have you ever hired a subcontractor to perform a service for your business?  If so, risk transfer is important to protect your business.   

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Protecting personal health and financial information

Posted by Kristin Bowen on Mar 8, 2017 9:00:00 AM

Hackers and thieves are on the hunt for your personal information every day.  Because our business requires the transfer of personal information, we need to be prepared to protect our clients' personal information, as well as our own.  Information security is an important part of best business practices in the insurance industry.

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What's West Bend's Commercial Lines Appetite?

Posted by Brian Kiley on Dec 1, 2015 10:47:33 AM

At West Bend, we’re proud of our broad base of knowledge when it comes to understanding commercial risks. In fact, we’ve probably written every class of business at one time or another.

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Who Needs Coverage for Non-Owned Autos?

Posted by Brian Kiley on Nov 12, 2015 1:34:50 PM

Your client likely does! If your clients or their employees ever drive a vehicle they don't own for business purposes, they need Hired & Non-Owned Auto Coverage. If an auto loss were to occur, your client could be sued by a third party so they need to be protected.

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Insuring a Building to Value

Posted by Brian Kiley on Jul 13, 2015 2:29:13 PM

During a recent storm, an insured suffered a substantial hail damage claim. After an inspection of the property, it was discovered the building was insured to 72% of its replacement cost, when, according to the coinsurance clause, it should have been insured to at least 90%. After the resulting coinsurance penalty, the insured had to pay 18% of the loss!

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Focus 4 Construction

Posted by Brian Kiley on Apr 30, 2015 1:29:22 PM

OSHA has identified these top four areas as the most common hazards on construction sites:

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How Safe is Your Parking Lot?

Posted by Brian Kiley on Oct 29, 2014 3:10:48 PM

A major concern of any retail business is accidents in the parking lot. The accidents can be vehicle-to-vehicle, vehicle-to-building/ property, or slips and falls by customers and vendors.

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The Importance of Fall Protection

Posted by Brian Kiley on Sep 19, 2014 12:05:00 PM

Mike was still a young man the day his life changed forever. He was working at a residential construction site. He and his coworkers were laying out walls on the floor of the new home and Mike was taking measurements near the edge of the second story. No one knows exactly what happened, but he fell over the edge and landed on construction materials 22 feet below. He suffered a spinal cord injury that left him a paralyzed from the waist down. This is an actual West Bend work comp claim. If a fall protection system had been in place, it could have been prevented.

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