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New Year, New Opportunities

Posted by Brian Kiley on Dec 26, 2012 2:34:00 PM

The new year is a perfect time to review your commercial insurance policy to make sure you have the coverages you need at different times throughout the year. For example, you may have more inventory during the holidays, but if you don’t have a high enough limit on your Business Personal Property coverage, you may not have enough protection for these items if there’s a total loss.

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Tis the season for shoppers!

Posted by Brian Kiley on Dec 13, 2012 2:29:00 PM

It’s the most wonderful time of the year! For retailers that means the busiest season of all! Retailers, you know your foot traffic is off the charts right now. In addition to keeping the shelves stocked and the registers manned, good housekeeping will prevent trips/slips/falls on your premises.

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Business Autos Titled In A Personal Name

Posted by Brian Kiley on Nov 28, 2012 10:59:00 AM

As a small business owner, it would seem very probable that the autos you are using in your business are titled in your personal name.  If scheduled on a Commercial Auto policy, this may create a coverage gap for you in the event of an auto claim.  Depending upon the commercial auto symbols assigned to your policy, coverage may be limited to “owned autos”.  This would only include autos owned and titled in the business name if that business name is the only named insured on your policy.

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The Need for Water Back Up, Sump Pump Overflow Coverage

Posted by Nick Listwan on Oct 29, 2012 9:45:00 AM

It’s been raining for three days straight. You hear your sump pump running and breathe a sigh of relief. But what would you do if your sump pump failed or if water overflowed from the basement drain? It could damage your building, not to mention any valuable property you – or others! – own that’s stored in your basement.

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Are you UL300 Compliant?

Posted by Brian Kiley on Oct 12, 2012 1:16:00 PM

Restaurants are often a great fit for West Bend’s SMARTbusiness™ program. If you own a restaurant or are an insurance agent inspecting a risk for a current customer or future prospect, it’s important to be familiar with the UL300 compliance systems (UL300, Fire Testing of Fire Extinguishing Systems for Protection of Restaurant Cooking Areas). Why? Because these systems were designed to protect you! 

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Fraud and identity theft

Posted by Brian Kiley on Sep 21, 2012 2:28:00 PM

Fraud and identity theft are very real concerns for consumers today. Recovering and restoring your identity after it’s been stolen is often energy- and time-consuming.

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