Iowa was affected by severe flooding last week and is continuing to clean up. Can you imagine how a flood or other catastrophe would affect your life? Your home or business could be under water. All of your focus would be on the cleanup and getting life back to normal. What if your insurance premium was due during this time? Can mail, email, or other communications even get to you? You definitely need coverage and don’t want it to lapse or, worse yet, have it cancelled.