Do you have an old dairy barn on your premises? Did you just put up a new 30’x40’ storage garage? Are you operating a new business out of your garage? Do you board someone’s horse in an outbuilding on your premises? And most importantly, do you know if your homeowner’s insurance provides coverage for these buildings, and if so, is that coverage enough? Sue Gerlach, a veteran personal lines underwriter with West Bend, will discuss insurance coverage for other structures.