Losing a home to a fire or tornado is a devastating life-changing event. If your home were destroyed, would you have enough coverage on your homeowner’s policy? Many policies provide a specific percentage of coverage based on the value of your home’s contents (clothes, TVs, appliances, etc.), other structures (garages and sheds), and additional living expenses (expenses like rent you must temporarily pay because your home isn’t livable). It's hard to know what coverage amount is right for you. Nick Unger, personal lines senior underwriter, will explain the benefits of blanket coverage.