Optional coverages for dealer risks

To say motorized auto dealers have unique exposures is an understatement.  Inventory loss or damage, personal injuries, work comp claims, property damage, manufacturer problems are all risks they face.  Fortunately, over the years, West Bend has developed extensive expertise when it comes to commercial risk.  Our underwriters are skilled; they know and understand what coverages are necessary to protect them.

In addition to standard coverage, dealers should seriously consider these additional coverages:

• Garage Additional Coverages – Franchised Auto Dealers
  • This optional endorsement offers a package of coverages previously available only on an individual basis. The coverages included are Truth in Lending Errors and Omissions; Odometer Errors and Omissions; Truth in Leasing Errors and Omissions; Title Errors and Omissions; Insurance Agents Errors and Omissions; Legal Defense Costs; Broad Form Products and Completed Operations; Loss to Customers Personal Property if Garagekeepers Legal Liability is provided; and Prior Damage Disclosure Errors and Omissions.
     
• Garage Additional Coverages – Non-Franchised Auto Dealers
  • This optional endorsement offers a package of coverages previously available only on an individual basis. The coverages included are Truth in Lending Errors and Omissions; Odometer Errors and Omissions; Title Errors and Omissions; Insurance Agents Errors and Omissions; Loss to Customers Personal Property if Garagekeepers Legal Liability is provided; and Prior Damage Disclosure Errors and Omissions. 

 If you’d like to add one of these additional coverages, or if you want to learn more about West Bend, click here to find an independent agent near you.