West Bend Cares Blog

Preparing your teenager for their first winter on the road

Written by Scott Stueber, CPCU, CISR, AAI | Oct 22, 2025 1:00:00 PM

Letting your new teen driver navigate the roadways alone for the first time is one of the scariest things you’ll do as a parent. Compound that with winter weather and letting your teen go is even harder. Every year, the first snowfall brings numerous accidents on our roadways. Even the most experienced drivers can find winter driving challenging and nerve-racking. Unfortunately, that first snowfall often catches many drivers off guard, and it’s common to see cars sliding through intersections or into ditches.

Winter driving requires patience and skill. To acquire the appropriate skill necessary to stay safe takes practice. You may be asking yourself, "How do I prepare my teen driver for driving in winter weather?” Here are some important facts, tips, and precautions to help keep your family safe.

Winter driving facts

  • Approximately 70% of U.S. roads are in areas that receive annual snowfall.
  • Each year, about 116,000 people are injured on snowy or icy roads.
  • Stopping your car on snow and ice can take 6 to 10 times longer.
  • In heavy snow, freeway speeds should be reduced by as much as 40%.
  • Four-wheel and all-wheel drive vehicles don’t stop quicker than other vehicles.

Safety tips for teen drivers

Insurance considerations for winter driving

Poor road conditions and reduced visibility can make winter driving extremely dangerous. If your teen driver damages your car or another person’s property, make sure you have the right coverage and adequate limits. How do your insurance coverages apply to your car accident claim? Here are some answers:

  • Auto Liability insurance covers injury or property damage caused to others.
  • Collision insurance provides coverage for damage to your teen’s car.
  • Medical payments or Personal Injury Protection (PIP) covers injuries sustained by anyone in the car driven by your teen.
  • Towing coverage may be part of your policy. If not, it’s a smart addition so you’re not paying for a towing company out of pocket.

Vehicle prep & emergency gear

In addition to safe driving habits, preparation is key. AAA recommends checking your car battery, tire tread, windshield wipers, and fluids before winter arrives. Carrying an emergency kit with blankets, water, and a flashlight can provide extra security if your teen gets stranded.

Letting your teen drive in winter is nerve-wracking, but preparation, practice, and patience go a long way. Review safety tips together, discuss insurance protections, and consider roadside assistance for peace of mind. With the right guidance, your teen can gain the confidence and skills needed to handle the road, no matter the season.