Safety Tips | West Bend Insurance

Preventing Basement Water Damage

Written by West Bend Staff | Nov 2, 2020 7:39:11 PM

Reality Alert: A sewer backup caused the lower level of a childcare facility to flood. Six inches of water resulted in extensive damage. Toys, books, office furniture, and other classroom supplies were among the items damaged. The business closed for a week while the water was removed and repairs were made. With lost income and employees’ salaries, plus the cost of cleanup and replacement of damaged items, total costs exceeded $100,000.   

Most businesses and households need extra storage space. Basements often provide that extra space for items like electronics, toys, and furniture. Unfortunately, this leaves important belongings vulnerable to water damage. According to the National Flood Insurance Program, floods are the number-one disaster in America, causing over $3 billion in claims every year.

Basements flood due to snowmelt, heavy rains, pipe bursts, and sewer backups. Taking a few simple steps to prevent flooding can save hundreds of thousands of dollars in cleanup costs and replacement of damaged items.

Causes of floods

Flooding can occur for many reasons:

  • Clogged gutters
  • Foundation cracks
  • Window leaks
  • Blocked sewers
  • Sump pump failure
  • Pipe bursts
  • Heavy rain or melting snow

All buildings, from large YMCAs to small in-home childcare centers, can experience catastrophic losses due to flooding. Even an inch or two of water can cause serious damage.

Prevention

Clean gutters and downspouts

If gutters are free of debris, water from heavy rainstorms will be carried away from the building and won’t pool up next to and seep into the foundation.

Fix foundation cracks

Cracks can be fixed with epoxy or masonry sealer. If there are major or worsening cracks, call a professional.

Install window well covers

Basement window wells can easily fill with water. Clear covers will let light in but keep rain out.

Inspect sewers and clean septic tanks

Schedule inspections and cleaning at least once a year.

Install a generator or battery backup for sump pumps

If the power goes out during a big storm, a sump pump is useless. Having back-up power for sump pumps can make all the difference. It is also helpful to have more than one sump pump.

Insulate pipes

Frozen pipes can cause significant damage. Keep building temperatures consistent and high enough to prevent freezing. Also, make sure pipes are well insulated.

Install a one-way float valve in floor drains

These devices can prevent water from backing up from the floor drain. Float valves (like the one shown here) can be found at most home improvement stores for an average of $25.

Invest in water-sensing devices

Many products on the market will alert building owners if water is starting to flood in their basement so they can remove valuable items and try to stop the flooding. These devices are often very affordable; for less than $50 a building owner can purchase a sensor that will alert them by text or email.