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Esthetician Insurance

Esthetician Insurance for Independent Contractors

Get the right coverage at the right price, at less than a dollar a day!

Our eyes are inherently drawn to faces, so it’s only natural people want to take exceptionally good care of their skin. Skin care professionals know skin gets a lot of attention and people take great pride in making sure it looks healthy. Your clients put their trust in you to make them look radiant. You can put your trust in us to make sure your business is protected.

Why do I need esthetics insurance?

Professional equipment is damaged or stolen, clients have allergic reactions, equipment malfunctions, and accidents happen. There’s an element of risk that accompanies the many benefits of working in the esthetics industry. Defending a liability claim can easily cost thousands to hundreds of thousands of dollars. Without the right esthetician liability insurance coverage, you risk losing your hard-earned business, future earnings, and your reputation.

What kind of insurance is best for estheticians?

What coverage do I need?

  • Professional liability insurance - Professional liability insurance protects you from any potential claims of wrongdoing while you’re doing your job. If a waxing goes wrong, a client has an allergic reaction to a facial, or a client claims your work made their appearance worse, you could be at risk for a significant liability claim.
  • General liability insurance - All small businesses should have general liability insurance. This coverage will protect you if anyone is injured because they slipped, tripped, or fell while in your designated booth space.


Do booth renters and chair renters need insurance?

Yes! Most reputable salons and spas require you to have it, and for a good reason . Booth rental insurance protects you and the company that owns your booth space or chair space. Having esthetician insurance shows them you’re a professional who’s serious about your business. 

Specific services covered for estheticians

  • Facials
  • Hair removal
  • Microdermabrasion
  • Chemical peels
  • Exfoliation
  • Extraction
  • And more


Why choose West Bend

With an insurance policy from West Bend, you'll have the valuable coverage you need to protect your equipment and the services you provide your valued customers. And getting that coverage is fast and easy!

West Bend's insurance program for estheticians provides all the coverages you need and the best services available. West Bend’s mission is to provide peace of mind to our customers through sound insurance and exceptional service. Your satisfaction helps determine our success.


The right coverage at the right price

Most policies are less than a dollar a day. You receive invaluable protection for yourself, your business, your equipment, and your reputation!

You’ll get:

  • $1,000,000 per occurrence or $3,000,000 in aggregate coverage for businessowners liability coverage.
  • $5,000, including equipment breakdown, for businessowners property coverage.


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