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ATV safety

Riding an all-terrain vehicle (ATV) is a fun way to explore and enjoy the great outdoors. It can also provide health benefits, including getting exercise, relieving stress, and improving mood through the release of adrenaline and endorphins. While these are great reasons to hop on an ATV and go, it’s critical to make sure you do so safely.

According to a Consumer Product Safety Commission (CPSC) report released in February:

• CPSC staff received reports of 15,250 ATV-related fatalities between 1982 and 2017. Children younger than 16 account for 3,315 of these deaths. Death counts for 2015 – 2017 are expected to increase, as reporting for these years is ongoing.
• In 2017, there were an estimated 93,800 ATV-related, emergency department-treated injuries in the United States. An estimated 26 percent of these involved children younger than 16 years of age.

To help keep yourself or a family member from becoming a statistic, check out these excellent resources from the ATV Safety Institute (ASI):

• ASI’s eight golden rules of ATV safety
• Pre-ride inspection checklist
• Tips and practice guide for the ATV rider
• Parents, youngsters, and ATVs guide
• ASI’s readiness checklist (for young riders)
• State ATV requirements

Brrrring! Brrrring!

School bells are already, or will soon be, ringing across the country, as children return to classrooms for another year of reading, writing, math, and more. This can be a very overwhelming time for parents and kids alike, as they prepare to start the school year off right. There are so many things to do, from completing forms and buying school supplies to arranging transportation and ensuring children know how to stay safe.

Here are some great resources to help make sure you’ve got everything covered.

Not sure where to start? This extensive Back-to-School Checklist from schoolfamily.com covers medical requirements, school supplies, meals, transportation, preparing your children, and much more.

Then for more detailed advice, check out these tips from the American Academy of Pediatrics (AAP).

Back to School Tips on Getting the Year Off to a Good Start

Back to School Tips on Getting to and from School Safely

Back to School Tips on School Lunches and Snacks

Back to School Tips on Handling Bullying

Back to School Tips on After-school Hours

Protect your business with Cyber Suite coverage

All businesses that maintain data on their clients and employees have a responsibility to safeguard the data, and unfortunately, no business is immune from cyberattacks.

Adding Cyber Suite coverage to a West Bend business policy helps businesses respond to a range of cyber incidents, including breaches of personally-identifying information or personally-sensitive information, threats of unauthorized intrusion into or interference with computers systems, damages to data and systems from computer attacks, and cyber-related litigation. This comprehensive cyber insurance solution provides first-party and third-party coverages, as well as identity recovery coverage if identity theft occurs.

Highlights of Cyber Suite coverage:

• Data Compromise Response Expenses
• Computer Attack
• Cyber Extortion
• Misdirected Payment Fraud
• Computer Fraud
• Data Compromise Liability
• Network Security Liability
• Electronic Media Liability
• Identity Recovery

To learn more about this coverage and the valuable protection it provides, talk to an independent insurance agent today!