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Surety Bonds

Stable. Reliable. Solution-Oriented.

West Bend's Surety operation includes experienced, innovative underwriters who provide reliable, fast, solution-oriented products and services to our bonds customers.

West Bend is licensed to write bonds in all 50 states. Contact one of our independent agency partners to discuss how we can work together to satisfy your surety bond requirements. 

What is a Surety Bond?

While an insurance policy is a two party agreement between the insured and the carrier (West Bend), a surety bond is an agreement that provides monetary compensation to a third party (obligee) if the bonded party (principal) fails to perform a specific obligation within a stated period. 

A Surety bond consists of an obligee, a principal, and the surety company.

Bonds Available from West Bend

Performance and Payment Bonds

A Performance Bond guarantees that a contractor on a construction project will perform in accordance with the terms of the contract, while a Payment Bond ensures that a contractor will pay obligations for labor and material costs.

Small Contractor Bonds | Rapid Bond

West Bend’s Rapid Bond program is designed for contractors with infrequent bond needs. With a streamlined application and credit score-based underwriting approach, this program allows agents to obtain immediate online approval for bid, performance, and payment bonds.

SBA Bond Guarantee Program

The U.S. Small Business Administration’s (SBA) Surety Bond Guarantee Program, in conjunction with the surety industry, helps small construction companies obtain required bonds on federal, state, local, and commercial construction projects or service contracts. Small emerging or minority contractors grow by increasing contracting opportunities, especially in public sector construction.

License and Permit Bonds

License and Permit Bonds are required by all levels of government, including federal, state, and local. These bonds cover an array of guarantees including performance; maintenance; remittance of taxes and fees; and adherence to the laws, regulations, and ordinances related to the work covered by the license or permit.

Court and Fiduciary Bonds

Court and Fiduciary Bonds guarantee that a person or organization will faithfully perform certain duties prescribed by the courts, or that they will demonstrate financial responsibility for another’s benefit until a final decision is rendered by the courts.

Business Service Bonds

Business Service Bonds are an optional crime coverage that a company with employees working in a client’s homes or offices should carry. This bond protects a business from any loss incurred from dishonest acts of employees against the third-party property of its customers.


In 1974, the U.S. Employee Retirement Income Security Act (ERISA) was enacted to regulate most types of employee benefit plans. The ERISA bond is required to protect the participants and beneficiaries from dishonest acts of the person(s) who handles(handle) the plan assets.

Public Official Bond

A Public Official Bond guarantees the faithful performance of the duties of a public official and an honest accounting of all the public funds handled by that person.

Notary Bonds

Notary Bonds protect the consumer or individual receiving the bond from any errors or omissions made by a notary public. This bond also ensures against any unethical behavior or dishonesty on the part of a notary public during the course of business.

Miscellaneous Bonds

Miscellaneous Bonds are those that don’t fit well under the other commercial surety bond classifications. They often support private relationships and unique business needs.

Financial Strength

Since 1971, West Bend has maintained an A rating (excellent) or better by AM Best, an organization recognized worldwide as the benchmark for assessing insurers’ financial strength. Read more about our company strength in our ESG Report


A.M. Best Rating A

AM Best Rating


Financial Size Category XIV

Financial Size Category


Find a West Bend Agent Near You

Since 1894, West Bend has relied exclusively on independent agency partners to quote and sell our products. While we don’t sell directly to consumers, you can rely on one of our trusted agents to help you customize a policy that meets your specific needs.

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