Most people rely on their primary insurance coverage to protect them from lawsuits. But primary coverages, like homeowners and auto, only cover you to a certain point.
That’s where West Bend’s Personal Umbrella policy comes in. It provides coverage where your home and auto policies’ coverage ends, giving you a large additional layer of liability insurance – over and above the liability insurance on your home, auto, boat, and other personal exposures.
West Bend's Personal Umbrella limits start at $1,000,000. Higher limits are available. Your independent insurance agent can help determine the amount of coverage that's best for you.
You’re responsible for an auto accident that permanently disables the other driver. The liability limit on the primary auto policy is $250,000, but the other driver sues for $1,000,000 which means your auto policy falls far short of what you need.
Your family dog bites a visitor to your home. A jury awards the victim $400,000, an amount that exceeds your homeowners liability limit.