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Massage Insurance

Massage Insurance for Independent Contractors

The right coverage at the right price – less than a a dollar a day!

Massage therapy provides much-needed relief for the aches and pains many people experience. You could have a similar sense of relief if you have proper insurance for your massage services. There are few things as satisfying as the peace of mind that comes from knowing you’ll be able to bounce back from anything life throws your way. Our business is making sure your business endures and thrives.

Why do I need massage therapist insurance?

As a massage therapist, you work up close and personal with your clients. Due to the nature of your business, you may be at increased risk for accidents and mishaps that require insurance coverage. Your client may have an allergic reaction to oils or other products, or claim they were injured. You may cause property damage to the space you rent. Being an independent contractor means you’re responsible for the success of your own business. Massage therapy insurance is a safety net specifically designed to protect you and your business.  


What kind of insurance is best for massage therapists?

What coverage do I need?

  • Professional liability insurance - This insurance will cover any potential risk that comes with your profession. Professional liability insurance protects you from any potential claims of wrongdoing while you’re doing your job. For instance, hot stones may cause a burn, a client may claim nerve damage from pinching too hard, or a client could have an allergic reaction to an oil or lotion.
  • General liability insurance - This insurance will protect you if anyone is injured because they slipped, tripped, or fell while in your booth space.


Do booth renters and chair renters need insurance?

Absolutely! Most reputable salons and spas require you to have it, and for a good reason. Booth rental insurance protects you and the company who owns your booth space or chair space. Having massage insurance shows them you’re a professional who’s serious about your business.


Specific services covered for massage therapists

  • Deep Tissue Massage
  • Sports Massage
  • Pregnancy Massage
  • Chair Massage
  • Hot Stone Massage
  • Swedish Massage
  • Thai Massage
  • And more


Why choose West Bend

With an insurance policy from West Bend, you'll have the valuable coverage you need to protect your equipment and the services you provide your valued customers. And getting that coverage is fast and easy!

West Bend's insurance program for massage therapists provides all the coverages you need and the best services available. West Bend’s mission is to provide peace of mind to our customers through sound insurance and exceptional service. Your satisfaction helps determine our success.


The right coverage at the right price

Most policies are less than a dollar a day. You receive invaluable protection for yourself, your business, your equipment, and your reputation!

You’ll get:

  • $1,000,000 per occurrence or $3,000,000 in aggregate coverage for businessowners liability coverage.
  • $5,000, including equipment breakdown, for businessowners property coverage.


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