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The importance of insurance on Valentine’s Day!

Posted by Scott Stueber on Feb 14, 2017 8:41:22 AM

jewelry-1.jpgToday many of us will be giving a Valentine’s Day gift to the one we love. Whether it’s chocolates, jewelry, flowers, or apparel, it's estimated U.S. consumers will spend $18.2 billion.

While this amount is down from 2016, it's still a lot of money. Whatever you purchase this Valentine’s Day, make sure you take the appropriate steps to insure your valuables.

Homeowners and renters insurance policies provide coverage for personal property; however, there may be limits. In addition, homeowner’s policies cover named perils that may include fire, lightning, wind, and theft. But what if that expensive ring falls down the bathroom drain? Do you have coverage?

If your home was destroyed by fire, would you remember every possession and the value of each one? Keeping an inventory of what's in your home, as well as appraisals for expensive items like jewelry and other valuables, can be very beneficial during the claims process.

If you plan on going out for a nice Valentine’s Day dinner and your credit card is compromised, do you have protection against identity theft?

To learn more about insurance coverage and strategies to keep you safe, check out the blogs below. If you're a chocolate lover like I am, you'll appreciate the blog about chocolate.

The benefits of scheduling specific items on your homeowner’s insurance

Protect your sweetheart from these Valentine’s Day scams

Protect your possessions: Take a home inventory

Who doesn’t love chocolate?

Do you have any tips or information you’d like to share? I’d love to hear them; please share them in the box below.

Topics: Holiday Safety, Home Insurance

 

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