There is a lot we can do to ensure our family’s health and safety. In our daily lives, we can encourage healthy habits and identify potential safety hazards to avoid. Looking toward the future, we can seek home, vehicle, and life insurance in case of an emergency. While there are so many situations we can -- and do -- prepare for, there are plenty we overlook. A sudden disability, for example, is an occurrence that families rarely plan for, and it can be emotionally and financially overwhelming. It’s important to understand all that’s involved when a family member is disabled after an accident or is diagnosed with a physical impairment.

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If you have kids in high school, final exam week is just around the corner. Year-end projects are nearing completion, which leads to study packets and a stressful time for students and parents.

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Whether you’re spring cleaning, downsizing, or preparing to move, getting rid of your unnecessary personal belongings can be a big endeavor. If you’ve experienced a recent death in the family or you’re going through a divorce the decluttering process can be even more stressful.

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Moving from your home to another can be a daunting task, especially if you’re moving to a new city. Personal items can get lost or broken, heavy items can cause bodily injury, and your current furniture may not work in your new home. In addition, if you have kids, they may have their own worries, which can add another element of stress to the moving process.

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This year’s flu season has grabbed our attention. Hospitalization for people infected with the flu has increased for the first time since 2013. In addition, there have been numerous reports of healthy people dying from complications with the flu.

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Smart home technology use is a rising trend. From connected appliances to Wi-Fi lightbulbs to automated environmental controls, smart home devices are wooing homeowners with the capabilities to remotely control and monitor their home from anywhere.

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Whether at work, the grocery store, or school, it’s very common to hear sounds of the season. Unfortunately, I’m referring to sneezes, coughs, and sniffles.

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This time of year, a trip to the pumpkin farm is a must for many people. Whether it’s a field trip for school or a weekend trip with family and friends, there’s always plenty to do.

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School has been back in session for a few weeks. I hope you and your family have adjusted to this more hectic routine.

If your child is attending a new school, including transitioning into middle school or high school, you probably need more time to adjust. At the middle school and high school levels, many more opportunities exist. Each transition in school brings more challenges and homework!

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Camping is a favorite past time enjoyed by many. Early morning walks, fishing, and making S’mores over the campfire can create many fond memories for your family.

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