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Vacant Buildings - What you need to know about insurance coverage

Posted by Kristin Bowen on Jul 26, 2017 9:00:00 AM

Buildings that are vacant for extended periods are vulnerable to vandalism and fire, partly as the result of only occasional maintenance and security oversight.  The most recent data from the National Fire Protection Association cites  there are an estimated average of 31,000 structure fires in vacant buildings per year, resulting in an average of 50 civilian deaths, 141 civilian injuries, and $642 million in direct property damage per year. 

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Equipment Leasing: Friend or Foe?

Posted by Kristin Bowen on Mar 23, 2016 8:30:00 AM

While there are many benefits to leasing equipment, such as commercial trucks, insureds should beware of the damage coverage included by the leasing company. 

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New Year, New Opportunities

Posted by Brian Kiley on Dec 26, 2012 2:34:00 PM

The new year is a perfect time to review your commercial insurance policy to make sure you have the coverages you need at different times throughout the year. For example, you may have more inventory during the holidays, but if you don’t have a high enough limit on your Business Personal Property coverage, you may not have enough protection for these items if there’s a total loss.

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Business income insurance tip

Posted by Samantha Humer on Aug 13, 2012 10:10:00 PM

Do you know what your business income time period deductible is?

Business income insurance covers the income that would have been earned if there hadn’t been an interruption in the business. For this coverage to kick in, there must be damage to your business property due to a covered cause of loss at your business premises, for instance a fire. Business income coverage typically begins after a standard waiting period, usually 72 hours.

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