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Claim tip: Collecting and preserving evidence on a workers' compensation claim

Posted by Kristin Bowen on Apr 27, 2016 8:00:00 AM

Timely claim reporting and return-to-work-programs are vital in reducing the cost of workers’ compensation claims. Just as important, however, is preserving evidence when a third party is involved. This may be obvious for a property claim, but why would it be true for a workers’ compensation claim?

Because workers are sometimes injured due to the negligence of a third party. Examples of such exposures include malfunctioning equipment, exposure to toxins, motor vehicle accidents, or injury that occurs on the property of a third party. Subrogation and recovering costs related to accidents at work aren’t usually top-of-mind when there’s a workers’ compensation claim. Because of this, it can be challenging to pursue a third-party claim due to the lack of supporting documentation and the failure to preserve evidence.

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Recognizing the psychological effects of work comp injuries

Posted by Kristin Bowen on Feb 10, 2016 7:21:47 AM

A claims department functions because of loss to property, an accident, or an injury due to legal liability, misfortune, negligence, or other risk. Without these losses, there would be no service to provide.

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The Importance of Prompt Claims Reporting for Your Business

Posted by Brian Kiley on Sep 30, 2015 3:09:30 PM

Here are some of the many reasons why prompt claims reporting is integral to the overall claims management process for your business.  

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Metal Fabrication and Machine Shop Safety

Posted by Brian Kiley on Apr 30, 2014 8:52:00 AM

Several severe injuries recently occurred in metal fabrication operations and machine shops insured by West Bend. These accidents resulted from in-rolling nip points, inadequately guarded punch presses, and other improperly-guarded manufacturing machinery. These losses will significantly influence the manufacturers’ future Workers’ Compensation premiums and WC mods. What’s worse, these accidents caused extremely severe, potentially life-changing injuries to valuable employees.

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