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Online Safety for Children

With many schools utilizing virtual instruction this year, kids are spending more time than ever online. Many organizations like YMCAs..

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Workers' Comp Spotlight: Transitional Return to Work Program Webinar

If an employee is injured at work and cannot return to his/her own job right away, sometimes the employee can do another job or part of..

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School Bus Safety and Supervision

When children go back to school, they often spend a lot of time on school busses. In addition to transportation to and from school,..

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Hand Sanitizer Safety

Now more than ever people are buying and using hand sanitizer in order to keep themselves healthy. While washing hands with soap and..

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Can You Beat this Drowning Simulator?

Many people think that if someone is drowning, it will be extremely obvious. Lots of splashing, screaming for help, and arm waving. But..

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A Little-Known Winter Hazard

A post from Katrina Luetkebuenger, a West Bend Loss Control Representative: There are many risks to consider with winter driving. I..

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Emergency Action Plans: From Paper to Performance in Aquatics

NOTE: We also have information on Developing an Emergency Action Plan (EAP) for emergencies other than aquatics.

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Benefits of Dashboard Cameras for Your Fleet

Companies with large fleets of vehicles, from large semi-trucks to smaller vans, are always looking for ways to make their fleets safer...

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Severe Storm Knocks Out Power for Days

We spend all winter looking forward to long, sunny days. Then finally summer arrives, bringing some beautiful weather. But summer also..

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Lifeguarding: How Old is Too Old?

A West Bend loss control representative was asked by the aquatics director for one of our customers if we had a policy on the maximum..

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The Best Winter Safety Tip You Might Not Know

West Bend's claims adjusters handle an unbelievable number of slip and fall injuries for our customers each winter. And this isn't..

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Three Trends in Child Abuse Scandals

An ex-Boy Scout camp director and YMCA water safety instructor accused of filming and distributing child pornography entered a guilty..

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Camper Loses Her Life in Tragic Zipline Accident

In 2015 at a summer camp in North Carolina, a 12-year-old girl fell more than 40 feet to her death when a tether attaching her to the..

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COVID-19: No Contact Thermometers

As businesses re-open and operate on a limited basis, they may choose to take the precautionary measure of using a no-contact..

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Abuse of Young Athlete Swept Under the Rug

A story came to light about abuse in youth sports. A young figure skater accused an older skater of abuse. The abuser’s coaches and..

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Video: How to Properly Load a 15 Passenger Van

It's no secret; 15 passenger vans can be extremely dangerous. A high center of gravity and poor weight distribution make these vehicles..

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5 Avoidable Deaths at the Indiana State Fair

A large concert stage collapsed under the pressure of 70mph winds at the Indiana State Fair a few years ago. Reports have indicated that..

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Drowning Tragedy at YMCA Pool

A talented swimmer on the Dartmouth College swim team was exercising in a Florida YMCA pool while on vacation with his family.  After a..

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Choosing the Right Childcare: Understanding State Licensing Reports

Sadly, we continue to hear stories about childcare providers abusing or neglecting children all the time. Parents searching for..

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Bounce Houses: Growing in Popularity and Injuries

Take a kid to a party with a bounce house and chances are you won’t see them for long. Most kids are thrilled to jump and flip in these..

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Pool Safety: Starting Blocks

One of our loss control experts was at a YMCA pool and a swimmer was up on a starting block getting ready to jump into the pool...

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Choosing the Right Childcare: Staff Ratios

Maintaining staff-to-child ratios is a very important part of a high-quality childcare environment. In fact, the number of children..

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Fatal Allergic Reactions

A tragedy at a preschool in New York City made headlines across the country. A three-year-old with a known dairy allergy was fed a..

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Workers' Comp Spotlight: Work Comp 101 Webinar

While businesses often spend significant amounts of money on workers’ compensation insurance, the ins and outs of how work comp works..

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Keeping Pools Safe with Swim Tests

Too often here at West Bend we receive frightening near-drowning claims. These claims can result in serious injury and many times the..

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Stress and Abuse in Childcare Facilities

A story about abuse in child care centers pops up just about every day. And these stories span the country; from New York City (where a ..

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Life Jackets in Pools?

Once warm weather finally hits, families and children head to pools and lakes to cool down. Swimming is a standard summer activity but..

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Accommodating Children with Disabilities

One of our loss control representatives was asked about including children with disabilities in camp activities. This organization had..

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Pumpkin Patch Safety

A news story about a child at a pumpkin farm caught our attention here at West Bend. The child suffered a medical emergency and passed..

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Protective Sports Equipment

Fall sports are ramping up as the weather cools down. Football and lacrosse seasons are starting; even some baseball and softball teams..

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Missed Childcare Red Flags

There are many stories in the news about abuse at childcare facilities. Unfortunately, a story from Texas stands out as especially..

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Swimmer Saves Rival from Drowning

At a high school swim meet in Michigan, Xavier Staubs had just finished the last leg of a relay race. He noticed one of his rivals,..

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Unsafe Sleep Practices and Tragedies in Childcare

A childcare provider in Colorado was sentenced to 10 years in prison after an infant died in her care. She had put the child down for a..

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Playground Safety Issues

A common feature at child-centered organizations is playground equipment, both indoors and outdoors. Children love climbing and sliding, 

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Toxic Chemicals and Children

A recent claim caught the attention of one of our loss control reps. A child in a drop-in daycare facility went into the bathroom to get..

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Camera Placed by Employee Captures Illicit Images

An employee at an aquatics center was arrested after a camera was found in the changing area for lifeguards at the facility. Upon..

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Huge Verdict for Family in Drowning Lawsuit

A record-breaking verdict was recently handed down in an Illinois civil lawsuit involving the drowning death of six-year-old Michal..

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Emergency Exits and Evacuation Routes

Imagine a scenario that could happen at any community organization. A fire caused by an old electrical panel starts in a maintenance..

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Fire at Childcare Facility Prompts Community Action

A devastating tragedy has prompted a community in Pennsylvania to act to keep children safer while in childcare facilities. In August..

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Do Not Resuscitate Orders at the Gym

Imagine an elderly member came into your organization with an advanced directive stating that in the event of an emergency, they don't..

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Photos and Children-What Should an Organization Do?

One of our loss control experts reported an interesting situation at a facility with a swimming pool. After taking photos of their..

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Private Personal Training at the YMCA?

One of our loss control experts received a question that many YMCAs and larger fitness facilities face. Employees at this YMCA noticed..

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Planning Safe Field Trips

As a childcare provider, field trips were both my worst nightmare and one of my favorite activities. The stress and anxiety of planning..

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Do I Have to Let that Dog in Here?

A client walks into a community organization with a large dog. The dog doesn’t have a vest or badge identifying it as a service animal..

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Tracking Lifeguard Certifications

If you are a lifeguard supervisor or manager, this probably sounds familiar. You supervise a group of lifeguards; some stay with you all..

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Step Ladder Safety Tips

Step ladders are one of the most commonly-used pieces of equipment in many businesses. Check any supply or maintenance closet and you’ll..

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Three-wheeled cart accident leads to large loss claim

Employee safety is a top priority. Improper disposal of materials, narrow aisles, and poor lighting are all things that can play a..

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Construction Worker Injured Jumping Down into Trench

One of the last things you want as a business owner is for your employees to get hurt. Often, workplace accidents can be avoided by..

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Fire Prevention: Apartments Should have Non-Smoking Policies and Sprinkler Systems – Claim Example

A fire broke out at a large, two-story apartment building. A passerby noticed flames on the roof, called emergency services, and..

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Leading Your Employees through Uncertain Times

If there’s one lesson to be learned from the COVID-19 pandemic, it’s the value of having a plan for uncertain times. Given the curveball..

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Business Theft During an Office Move

Your business is important to us so, we provide coverages tailored its unique needs. Learn how some of these coverages come into play in..

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Prevent Losses with These Stair Safety Tips

An in-home care coordinator was leaving an apartment complex following an appointment with a client. While descending the front steps,..

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Warehouse Organization Tips to Increase Inventory Accuracy

Does your warehouse struggle with inventory upkeep? Or, have there been times when product has been misplaced due to lack of..

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Ladder Safety in the Workplace

Workplace safety is top of mind for employers. Keeping employees safe and preventing workers’ compensation injuries that affect your..

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Food Manufacturer – Large Work Comp Loss and Lessons Learned

No employers want to see their employees suffer a traumatic injury while on the job. Let’s take a look at this real-life work comp claim..

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Laptop vs. Coffee – Insurance for CPAs

We all know the important role computers play in business.  Especially if you’re an accountant. A simple accident and poof, your..

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Workplace Injuries: Avoidable Large Loss Slip and Fall Claim

Workplace accidents happen, but many may be avoided by implementing preventive safety measures. We’re sharing this real-life, large loss..

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Manufacturer's E&O Coverage

As a manufacturing, machine shop, or metalworking operation, there may come a day when the material used to make your product is faulty..

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Recognizing the psychological effects of work comp injuries

A claims department functions because of loss to property, an accident, or an injury due to legal liability, misfortune, negligence, or..

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Improvised Home Offices: How to Alleviate Joint and Muscle Discomfort

While those of us who are able to work from home are grateful, we may be experiencing new aches and pains due to improper use of home..

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Phishing attempts increase as cybercrooks look to take advantage of COVID-19

 As many of us have settled into working from home, it’s important to be aware of the increased phishing and other social engineering..

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Cleaning Chemicals: How to Protect Employees and Reduce Exposure

Many essential employees are working hard to keep grocery stores, delivery services, and takeout food services available to the public...

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Metal Fabrication and Machine Shop Safety

Several severe injuries recently occurred in metal fabrication operations and machine shops insured by West Bend. These accidents..

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Hailstorm Hits Auto Dealership - The Importance of Communication with Your Agent

A heavy hailstorm occurred at an auto dealership. West Bend gathered details about the type and size of hail as well as general damages..

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Lessons from my Work at Home Office

Before COVID-19 became a household term, I had worked from home occasionally. I remember wishing for some scheduled work from home days..

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Working from Home: Tips to Increase Comfort and Productivity

There's no doubt COVID-19 has dramatically changed our lives. Social distancing is our way of life for now. When possible, many..

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Parking Lot Safety

A major concern of any retail business is accidents in the parking lot. The accidents can be vehicle-to-vehicle, vehicle-to-building/..

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Managing Slip and Fall Accidents In Stores

lt should be a concern. It’s very important that your store has a sound policy in place to keep aisles clear and dry.

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Beware of Combustible Dust

According to OSHA, since 1980, almost 150 workers have been killed and more than 850 injured due to combustible dust explosions.

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Making an Impact: The Opioid Epidemic

According to the National Council on Compensation Insurance (NCCI), on average, prescription drug costs make up 13-14% of an overall..

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Best Practices for Getting Started as a Remote Employee

Remote work may seem like a simple, inexpensive way of doing your job, but in reality, it can create a certain disconnect and..

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The Role Identity Theft Plays: Is Your Business Protected From False Pretense Occurrences?

Unfortunately, identity theft is a reality in America. According to a recent study by Javelin Strategy & Research, there were 14.4..

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Equipment Breakdown Results in Spoiled Vaccines

Our SMARTbusiness® program was designed to help tailor your insurance coverage to the unique needs of your business. Equipment Breakdown..

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Distribution Center Driver Injured After Forgetting to Engage Parking Brake

You provide a valuable service for your customers that requires a large investment in your machinery, your employees, and your office..

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Plastics Manufacturer Large Loss and Lessons Learned

As a manager or business owner, it’s horrible to watch an employee suffer a workers’ compensation injury. Sharing real-life claims like..

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How Does Manufacturer's E&O Coverage Differ from General Liability?

Manufacturers Errors & Omissions coverage extends the basic General Liability policy to provide payment when you (as the insured) must..

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Understanding Insurance Coverage for Light Manufacturing Facilities

West Bend considers light manufacturing operations to include manufacturers of small stamped, rolled, turned, pressed, cut, machined, or..

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Comprehensive Cyber Insurance for Every Business

Cyber risk is a growing issue.  All businesses that maintain data on their clients and employees have a responsibility to safeguard the..

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Money and Securities Coverage for Your Small Business

You just ended one of the most prosperous post-holiday sales in your store’s history. As soon as you close, you’re heading to the bank..

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Preventing slips, trips, and falls on stairs

Benjamin Franklin famously said, “An ounce of prevention is worth a pound of cure.”  We tend to agree, especially when it comes to..

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What you need to know about vacant building insurance coverage

Buildings that are vacant for extended periods are vulnerable to vandalism and fire, partly as the result of only occasional maintenance..

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Contractors: Do you have insurance for your tools and equipment?

If you’re a contractor who’s just starting out or an experienced contractor who has significantly expanded your business, your tools and..

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Cold Weather Safety Tips for Outdoor Workers

Outdoor workers are exposed to many physical hazards depending on their responsibilities, the season and duration they’re outside. In..

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Insuring a Building to Value

During a recent storm, an insured suffered a substantial hail damage claim. After an inspection of the property, it was discovered the..

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How Should I Store Idle Pallets?

Storing idle pallets can create a severe fire hazard, whether inside or outside your distribution or warehouse building. Wood pallets..

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The Importance of Fall Protection

Mike was still a young man the day his life changed forever. He was working at a residential construction site. He and his coworkers..

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How Safe Is Your Warehouse or Distribution Facility?

Warehouse operations and distribution facilities are common with most manufacturing businesses and they present a wide variety of..

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Architect Firms: Are Your Day-to-Day Business Operations Protected?

We care about your architect firm and know how important your office equipment is to daily operations. To help you understand insurance..

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Additional Insurance Coverages for Commercial and Residential Building Trades

At West Bend, we’re proud of our broad base of knowledge when it comes to understanding commercial risks. Over the years, we’ve..

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Auto Services Loss Prevention Concerns

Auto repair shops have many exposures. Today we’re going to take a look at some of the exposures for internal operations, as well as..

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Risks and Safety Plans for Auto Part Stores

I’m just the owner of an auto parts store. How much risk do I really have in my business?

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Auto Body Shop Insurance Coverages

At West Bend, we’re proud of our broad base of knowledge when it comes to understanding commercial risks. Over the years, we’ve..

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Auto Mechanics Exposure to Asbestos

Auto mechanics and repair technicians are exposed to many hazards in their jobs. This includes slips and falls, particles in the eye,..

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Additional Coverages for your Computer Technology Company

Because your business is important to us, we provide coverages tailored its unique needs. You may want to consider these additional..

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The Benefits of Hiring Interns for Your Chiropractic Clinic

Let’s face it. There are simply not enough hours in the day to get everything done in your busy chiropractic office. You’re busy helping..

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Power Outage Causes Data Loss

Understanding your insurance coverage can be confusing and complicated. When going over your options with your agent, don’t be scared to..

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Insurance Coverage for Computer and Technology Companies

Determining the right business technology insurance coverage can be tricky. You’re probably wondering, “how can we be prepared for the..

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Why Employee Performance Reviews are Important

Chiropractic clinic, business office, construction site...it doesn’t matter what industry you’re in, employee reviews are important. Not..

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How to Get Involved in Your Community

If your business is in a small-town, close-knit, community, you probably know how important it is for your business to get involved. Not..

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How to Create a Referral Program for Chiropractors

Word of mouth is a powerful marketing tool. Nielsen reports that 83% of consumers say they trust recommendations from friends,..

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Is it time to hire summer help?

Are you considering hiring additional help for the summer? How do you know if adding summer staff would be beneficial to your business?..

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Tips for Writing a Professional Bio

Ever find yourself wondering why so many people – including you – stress over writing their own bios? Writing a bio should be simple,..

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Is Water Damage from a Sump Pump Overflow or Failure Covered by Business Insurance?

Heavy rain fell overnight and caused the sump pit or well to overflow when the pump failed at a law firm located in the lower level of a..

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Equipment Breakdown Coverage Helps Local Chiropractor

A chiropractic office had an x-ray machine for about seven years.  While using the machine, they heard pops, smoke came out of the..

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Insurance Covers Dental Office Restoration

The owner of a dental clinic opened the office one morning and noticed a metallic odor.  As he walked through the office, he saw soot..

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Data Loss Due to Power Outage

Understanding your insurance coverage can be confusing and complicated. When going over your options with your agent, don’t be scared to..

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The Benefits of Teamwork in the Workplace

Employees working together in unison with one common goal helps produce the best work and ensure high performance. The old saying, “two..

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How to Leave Work at Work

Many professionals struggle with the phrase, “leave work at work.” As an insurance agent, you pride yourself on putting your clients..

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Design Tips for Your Blog

Blogging is a great way to educate your current and potential customers. Sometimes, the hardest part of writing a blog is determining..

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How to Make your Office Environmentally Friendly

Going green and making your office environmentally friendly is easy and inexpensive. In fact, in many cases, going green will end up..

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How to be a Better Leader

Being a leader in your insurance agency is about more than just managing people. There are good days and  bad days. It’s a constant..

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Improving Communication at your Architect Firm

Effective communication is crucial to building and maintaining a successful and efficient team. Between computers and phones, texting..

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How to Deal with Angry Customers

Sometimes no matter how hard you work, things just don’t go right. As a business consultant, you try to always do what’s best for your..

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Computer Tech Companies – Promoting Wellness

Working with computers or technology all day long can have negative impacts on employees’ overall health and well-being. If you can’t..

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Social Media Guidelines for Doctors’ Offices

Social media is one of the main ways people stay connected and communicate with each other. As a doctor, your reputation is incredibly..

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The Benefits of Vacation

Meetings. Emails. Texts. Phone calls. Bids. On-site job visits. Designing. Drafts. Construction. Being an architect or engineer is full..

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How to Build Trust with Customers

As an insurance agent, it’s crucial for your clients to trust you and to feel they can easily communicate with you. They need to trust..

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Computer Technology Companies – Loss Prevention Services

The importance of security is incredibly pertinent in the computer technology industry. You diligently work to ensure each customer’s..

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Law Firm Insurance Coverage – Fine Arts

You’ve worked hard to get where you are.  Your law firm is a representation of your personality. Over the years you may have purchased..

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Top Tools to Increase Productivity In Your Accounting Firm

When I talk to my friends and colleagues, one thing they always wish they had more of, is time.  I’m no different. I work full-time and..

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How to Grow Your Business Consulting Firm

You probably get these questions a lot. What exactly do you do? How can I trust what you do will help me better my business? You know..

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How Lawyers Can Stand Out from the Crowd with a Powerful LinkedIn Profile

With 260 million monthly active users and two new members joining every second, LinkedIn is a powerhouse filled with business..

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Wellness Program Ideas for your Accounting Firm

More and more employers are creating wellness programs to encourage healthier lifestyles, reduce work-related stress, injuries, and..

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Tips on Moving Your Office Successfully

If moving a residence is stressful, moving a business is that times ten. There are so many more worries with moving your business, such..

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Ten Great Social Media Posts for CPAs

Social media is a fantastic and cost-effective way to reach potential and existing clients.  When you share valuable content that..

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A Complete Guide to Data Security

Data Security 101The first thing you need to know is ‘what is data security’? Data security refers to the process of protecting..

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Managing Stress in the Workplace – Doctor Offices

You love what you do, the years of schooling and hours spent studying were well worth it. Each day you’re helping people, but that..

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Top Social Media Takeaways Every Business Can Use

After attending a recent social media conference, I wanted to share some pointers that may help you market your business using social..

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Ergonomics in the workplace - computer workstations

People who work at a computer in an office environment are prone to musculoskeletal disorders (MSDs). Working with the body in a neutral..

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Be SMART with your retail insurance

West Bend has provided businesses throughout the Midwest with the comprehensive insurance coverages and services they need to operate..

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Tips to Improve Communication in the Workplace

Communication is a cornerstone of any business.  It helps build relationships, convey ideas, and when done properly, overcome difficult..

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Protect Yourself with Beauty and Bodywork Insurance

Professional hairdressers, beauticians, and barbers help people every day. In any line of work, accidents happen, and the risks double..

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Business insurance for dentists – employee dishonesty coverage

Almost every business needs crime insurance. While it's important to have the right coverage to protect against crimes committed by..

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Safety tips to protect your customers and employees

We are in the midst of a crazy winter season with loads of snow and record low temperatures. This is a perfect time to brush up on..

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Local Restaurant Avoids Potential Fire

While on Facebook, a headline by the Beaver Dam Fire Department caught my eye: “Oily rags are causing fire – again.” I learned last..

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Waste Oil Burner Hazards

Approximately 1.3 billion gallons of waste oil are generated from the crankcases of millions of automobiles and trucks whenever the oil..

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Zinsco Electric Panels - Fire & Electrical Risk

Zinsco electric panels could leave property owners at risk for both fire and electric shock as a result of failing to operate properly..

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Breweries and wineries and distilleries - oh my!

The popularity and sheer number of craft breweries, wineries, and distilleries are on the rise. In the US, between 2016 and 2017, the..

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Three Types of Business Insurance for Lawyers

Your business works tirelessly to provide nothing but the best for your customers and employees. You want to protect everything you’ve..

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Seven things to consider including in your company's social media policy

Social media has become an integral part of marketing businesses. It’s a way to connect and engage with your audience, while being a..

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Dehumidifiers Still Causing Fires

Although the initial dehumidifier recall occurred in 2013 and a revamped list was released in 2016, many people are still just learning..

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What you need to know about commercial drone insurance

As drones become more commonplace in our airspace, and commercial and recreational use continues to grow, so, too, will the need for..

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Business insurance for dentists - equipment breakdown coverage

West Bend’s TechAdvantage™ Equipment Breakdown Coverage includes all of the coverages, services, and benefits associated with..

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Injury and Illness Prevention Program

If you could guess the one word that can reduce both illness and injury, what would you say?  Ergonomics?  Yes!

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Four Tips for Hiring Seasonal Help

Fall is right around the corner. The holiday season isn’t far behind. Many organizations depend on seasonal workers to succeed during..

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How to Make a Difference in Your Community

“We make a living by what we get, but we make a life by what we give.” -Winston Churchill

There truly is no better feeling than giving..

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Safeguard your dental office with cyber insurance

Technology allows businesses to be agile, more efficient, and offer a better customer experience. In today’s digital and inter-connected..

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Tips to Prevent Dryer Fires in Your Business

In the NewsIf you search Google for ‘dryer fire business’, you’ll see news stories like these. Last month, in Petaluma, California, a..

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How to Identify Heat-Related Illnesses

A 2019 study from The Center for Construction Research and Training revealed that construction workers, who compose 6% of the total..

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Tornado Safety for Businesses

Keeping your employees safe is probably near the top of your list of priorities as a business manager or owner. But, does your..

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Emotional Intelligence: How does it impact the sales relationship?

What is emotional intelligence? One definition I recently heard was from a class on managing relationships. The instructor said,..

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Protect your assets before danger strikes

Now our commercial lines customers can take advantage of a business property protection package offered through OneEvent™ Technologies...

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Prospecting ideas to help grow your business

Here are some ideas to make sure your pipeline is always full.

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How to protect your business from social engineering

In the context of information security, social engineering is the use of deception to manipulate individuals into divulging confidential..

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6 Simple Tips to Help Create Stellar Videos for Small Businesses

 Are you using video to market your business?  Or, is something holding you back?  Video is one of the best ways to communicate, build..

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Coverage for Animals & Professional License Review Exposure for Veterinarians

Over the years, we’ve developed extensive veterinarian insurance expertise and understand the unique risks and skills needed to..

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Tips to avoid water issues for your business

Our good ole Wisconsin winter has delivered everything from freezing temperatures to unseasonably warm weather. We’ve been dumped on by..

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Why and how to create a disaster supply kit

Natural disasters can strike at any time and can leave individuals and facilities without necessary supplies for days at a time...

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Enhance Equipment Breakdown Coverage with TechAdvantage™

West Bend’s TechAdvantage™ Equipment Breakdown Coverage includes all of the coverages, services, and benefits associated with..

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Above Ground Fuel Tank Safety Requirements

Above-ground fuel tanks can be a convenience to businesses that require frequent fueling of company vehicles, construction vehicles,..

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Pawtastic Social Media Content Ideas for Veterinarians

Cats dressed as sharks riding Roombas. Huskies howling “nooooooooo” when their owner wants to leave. Amazing rescue transformation..

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Why businesses need certificates of insurance

Insureds often ask our loss prevention representatives if certificates of insurance are necessary. If your organization uses outside..

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Protecting your retail business from cyber attacks

Retailers are gearing up for one of the busiest and most profitable times of year – the holidays. I try to shop locally owned specialty..

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Did you know there's more to protecting your restaurant than just property and liability?

Many fond memories are made while sharing good food and good stories.  Restaurants like supper clubs, family-oriented restaurants,..

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Investigations - The importance of cooperation

When an employee makes a claim for workers’ compensation benefits, it’s imperative that the claim be reported timely. An adjuster’s job..

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Referrals - Just Ask!

When you ask for referrals, do your palms sweat and does your heart race? If the answer is yes, you’re not alone. Many people are..

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The need for back up generators

Power Outage StatisticsPower outages are a serious problem that nearly every home and business in the United States will experience at..

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Proper use of fire extinguishers

While on a site visit in downtown Milwaukee, a West Bend loss prevention associate recognized a fire extinguisher in a restaurant..

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Are you prepared for an active shooter on your premises?

In the event there’s an active shooter at your business, do you know what to do?  Will your employees be prepared to respond?  These..

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Safe Lifting Techniques

More than 700 back-related injuries occur every day due to improper lifting techniques.  According to the Bureau of Labor Statistics,..

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What You Need to Know About Lithium-ion Batteries

In the summer of 2016, news began to break about the Samsung Galaxy Note 7 smartphones catching fire.  A large recall ensued and Samsung..

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Are Solar Panels Right for Your Business?

We’ve all seen them and heard about the great value solar panels can bring.  As time goes on, the cost to install solar energy has..

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Should Fido Be Allowed at Work?

I have two amazing rescue dogs, Dawson and Simba, who are pictured here.  Awww…aren’t they simply adorable?  When I worked for a..

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Risk transfer:  What's the big deal?

Have you ever hired a subcontractor to perform a service for your business?  If so, risk transfer is important to protect your..

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Timeless ideas for putting your best professional image forward

We're all professionals, and, as such, people expect that we act that way.  These tips are great reminders for ways you can put your..

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Protecting personal health and financial information

Hackers and thieves are on the hunt for your personal information every day.  Because our business requires the transfer of personal..

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What you need to know about equipment breakdown coverage

As a small business owner, buying insurance to protect your company from accidental loss is an important decision.  You’re often faced..

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Starting Out in Social Media

The number of people using social media worldwide is staggering.  In the United Sates alone, three quarters of online adults use social..

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When was it Updated?

We’ve all seen the claims – plumbing line cracks causing water damage, light fixture short circuits  causing electrical fire, and roof..

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Getting Back to the Basics of Time Management

We hear it all the time and know it to be true: “Time is money.” This is great if you’ve mastered the discipline of time management, but..

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Motor Vehicle Report Checks

Checking Motor Vehicle Reports (MVRs) as part of your pre-employment process, where allowed by law, is an ideal way to identify..

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Mastering the Onboarding Process

First impressions are important.  Time, effort and budget all go into finding the right person for the job.  And, once you do, keeping..

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The Ups and Downs of Peak Season

An important topic insurance companies and independent agents frequently talk about is having enough coverage for your business personal..

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Tips on Identifying Fraudulent Checks

I saw an ad today for Black Friday deals.  Social media posts and TV commercials are counting down the days until the holidays. ..

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Healthy Employees are Happy Employees - Wellness Tips that Won't Break the Bank

It’s that time of year when sneezes and coughs fill the air.  I turned on my essential oil diffuser a few weeks ago as one way to combat..

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Best Pre-Employment Practices - Keeping You and Your Employees Safe

Every employer would like to reduce the chances of Worker’s Compensation claims.  We all want employees to stay happy, healthy and..

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Grace periods...A thing of the past?

 Iowa was affected by severe flooding last week and is continuing to clean up.  Can you imagine how a flood or other catastrophe would.. Read More

Why Did You Quit Your Last Job?

In general, people leave their jobs because they don’t like their boss. Other reasons are lack of opportunity for growth or they’re..

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Why You Need Cyber Liability Insurance

Cyber liability insurance isn’t just for big companies.  In fact, the large companies are usually able to recover from such attacks. For..

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Applying Auto Insurance Coverage to Claims Examples

You’re in the auto business.  Whether it’s an auto body repair shop, detailing or custom cleaning, or a dealership, it’s important to..

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Using Facebook Live to Market Your Business

The options are endless for marketing your business.  TV, radio, billboards, direct mail, email, newsletters, and social media are just..

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The "M" Word

Millennials.  Some think it’s a bad word.  On occasion, millennials have received a bad rap by the press, but in reality, just as with..

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Sitting is the New Smoking

There’s a lot of information out there about standing desks. Is it beneficial for your health? Do you burn more calories standing? Does..

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Claim Tip: Placing Blame for Slip and Fall Cases

Accidents happen and people are injured, but that doesn’t always mean it’s someone else’s fault.  In this article, I’ll review the key..

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Preventing Residential Grilling Fires

Residential fires caused by grilling are dangerous, deadly, and on the rise.  In 2012, there were 374,000 residential fires in the..

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Are Electric Vehicles Right for You & Your Business?

Electric vehicles (EVs) have been around since the early 1900’s and today there are over 340,000 electric vehicles in the US alone, the..

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Safe Operation of Forklifts

OSHA estimates power industrial trucks (PIT), commonly called forklifts, cause about 85 fatal accidents per year, 34,900 accidents..

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Claim tip: Collecting and preserving evidence on a workers' compensation claim

Timely claim reporting and return-to-work-programs are vital in reducing the cost of workers’ compensation claims. Just as important,.. Read More

Optional coverages for dealer risks

To say motorized auto dealers have unique exposures is an understatement.  Inventory loss or damage, personal injuries, work comp..

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Going Up in Flames

Fire is one of the biggest threats for restaurants and bars.  A recent study, completed by the Consumer Product Safety Commission, found..

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