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Childcare Insurance

Just like every child has a unique personality, every childcare business is different, with distinct needs. Our childcare business insurance is designed for daycare centers, preschools, and before-and-after-school programs, so you have coverage that protects every aspect of your operation.

West Bend’s independent agency partners, who quote and sell our products, are among the best in the industry. Contact one of them to learn more about how we can safeguard your business.

Who Our Childcare Insurance Program Covers

Our specialized childcare insurance program is designed for licensed, certified, or registered providers, including:

  • In-home daycare centers (family type)
  • Group and commercial childcare centers
  • 24-hour childcare operations – night-time operations
  • Drop-in childcare centers
  • Latchkey operations
  • Before-and-after-school programs

Childcare Safety Guide

Get our free Childcare Safety Guide, featuring prevention tips for some of the most common causes of injuries and childcare insurance claims, plus a printable checklist to help make your center as safe as possible for children and staff.

Download Childcare Safety Guide

Services Offered

At the core of everything we do lies a simple premise. A sincere desire to help our customers through problems and adversity.

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Silver Lining Claim Service

You expect more than just peace of mind when you buy insurance. If your property is damaged or stolen, or if you suffer an injury, you should have a fast, fair payment. With West Bend you’ll get it. 

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Loss Control Services

West Bend’s Loss Control team works directly with you on-site to understand your unique needs, review current safety practices, and create a customized action plan.

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Payment Solutions

We offer many different payment solutions for your convenience that includes a 12-pay option plan and automatic payments.

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LOSS CONTROL

Safety and loss control resources for childcare providers

Your insurance is only one part of protecting your childcare business. West Bend’s childcare loss control resources offer practical articles, checklists, and videos on topics like building security, safe sleep, playground safety, and more.

Explore childcare loss control resources

CLAIMS SERVICE

The Silver Lining® at Work for You

Unfortunately, bad things happen to good people. Fortunately, you can have confidence in our financial strength and our outstanding reputation for fair and prompt claims service.

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94%

OVERALL SATISFACTION

From 923 surveys collected between July 1 and September 30, 2025.

Additional Resources

Our team of insurance professionals have the knowledge and expertise to provide you the resources you need to be fully protected. We'll take care of the insurance so you can continue to take care of your clients.

  • staffing-childcare-safety_320x250
    The critical role of staffing and ratios in childcare safety and quality
  • obtaining-license-childcare-facility_320x250
    The importance of obtaining a license for your childcare facility
  • stress-in-childcare-facilities_320x250
    Stress and abuse in childcare facilities

Connect with a local independent insurance agent near you

West Bend is proud to work with over 1,500 independent insurance agencies in 14 states including Arizona, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Carolina, Ohio, Tennessee, Virginia, and Wisconsin.

Although we can’t provide a direct quote, you can reach out to an independent agent affiliated with West Bend. They can guide you on how we can safeguard your business. 

Find an Agent

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