Condo Owners Insurance

Condo Owners Insurance

The Home and Highway policy for condominium owners provides the same great coverages as our standard Home and Highway, along with other coverages specific to condominium ownership:

  • Loss Assessment. If you're a member of a condominium or neighborhood association, and property collectively owned by association members is damaged by a covered peril, or if your association becomes liable for a personal injury loss, we'll provide coverage of $5,000 for your share of the loss assessment charged against you.
  • All Risk. This is $50,000 in coverage for property that's part of your unit, like fixtures and appliances. This coverage applies to all types of risks unless they're specifically excluded in the policy.

Of course, your vehicles and other personal property are also insured on the Home and Highway policy.

Pet Aid

Most pet owners think of their dogs and cats as members of their families and do all they can to protect them from harm. Unfortunately, whether playing in the yard, or riding in the car, your pets are vulnerable to accidents.
 
If your family's pet is the victim of a covered accident, your Home and Highway policy automatically provides you with coverage for some of the expenses you may incur, including reasonable and necessary veterinarian expenses and the cost to adopt another pet if your dog or cat should die from the injuries.
 
There’s no additional premium charge for this coverage and you won't pay a deductible.
 
While we can't prevent an accident from happening, West Bend can help your pet get back on its paws. They are, after all, our best friends.