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Childcare Insurance

    Childcare Insurance

    As the owner or operator of a childcare business, parents entrust you with what’s most important to them, their children. But where do you turn to protect your valuable business?

    Just like every child has a unique personality, every childcare business is different, with distinct needs. West Bend understands that. We’ll work with you to ensure you have comprehensive insurance coverage that protects every aspect of your business. We’ll carefully evaluate your business to find the insurance coverage that best fits YOUR needs.

    A West Bend insurance policy delivers peace of mind, allowing you to focus on the well-being and development of the children in your care. If something were to happen, you can have confidence that your claim will be handled by our professional and experienced representatives.

    Our premier program is designed and specialized for licensed, certified, or registered:

    In-home daycare centers (family type)

    Group and commercial childcare centers

    24-hour childcare operations – night-time operations

    Drop-in childcare centers

    Head Start programs

    Latchkey operations

    Before-and-after-school programs

    Contact one of our independent insurance agencies to learn more or to get a childcare insurance quote.

     

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    Other Business Insurance Types:

    PROPERTY INSURANCE

    Property insurance for businesses protects property such as buildings, office equipment, stock, copyrights, and loss of use of property due to a loss.

    GENERAL LIABILITY INSURANCE

    General liability (casualty) insurance protects your legal responsibility for losses for which your company is responsible including slip and fall or product injuries.

    BUSINESS AUTO INSURANCE

    Business auto insurance provides coverage for a land motor vehicle such as a car, truck, or trailer.

    BUSINESS UMBRELLA

    Business umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage to coverage over automobiles, general liability, and employer’s liability.

    SURETY BONDS

    Surety bonds provide monetary compensation to a third party if there's a failure to perform specific acts by the insured party within a stated period of time.

    E&O INSURANCE

    E&O (Errors and Omissions) insurance protects against loss due to a claim of a negligent act, error, or omission by the insured party.

    WORKERS' COMPENSATION INSURANCE

    Workers' compensation insurance is employer-purchased coverage to pay for medical expenses, lost wages, and/or death benefits for employees who suffer a work-related injury or illness.

    CRIME COVERAGE

    Crime coverage protects a business from losses caused by theft, robbery, or burglary of real property and monies and securities.

    EPLI (EMPLOYMENT PRACTICES LIABILITY INSURANCE)

    EPLI insurance protects against claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline, and failure to employ or promote.

    Review our complete list of business insurance products for additional coverage options.

    Child Pick Up Policies

    An Amber Alert was issued for a seven-year-old boy after his father abducted him from his childcare center. The child’s mother had full legal custody of the child but staff members let the child go because his father claimed he was taking the child to a doctor’s appointment. The boy was eventually returned safely to his mother after several hours and contact with the police.

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    Additional Childcare Resources

    As part of our commitment to the childcare businesses that we serve, we provide educational resources that outline important topics around running a business and risk management. We want your business to be safe and successful!
    Our team of insurance professionals have the knowledge and expertise to provide you the resources you need to be fully protected. We'll take care of the insurance so you can continue to take care of your clients. 
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    ©2014 West Bend Mutual Insurance Company

    1900 South 18th Ave., West Bend, WI 53095

    P: 262-334-5571
    F: 262-334-9109

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