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Insurance Limits - Buildings

When it comes to insurance, building limits are commonly misunderstood.

Meggen, a commercial lines underwriter, sees all too often that the building limit on a business policy is too low. People often want to insure their buildings for the lowest limit because a lower limit means less premium. Unfortunately, many people don’t realize that low limits can have repercussions that reach far beyond the cost of an insurance claim. A low building limit usually means coverages are excluded or limits of coverage aren’t adequate. Make sure you’re properly covered by watching this quick video to learn more about building limits.