Business Insurance for Offices & Professional Services

PROPERTY INSURANCE

Property insurance for businesses protects property such as buildings, office equipment, stock, copyrights, and loss of use of property due to a loss.

GENERAL LIABILITY INSURANCE

General liability (casualty) insurance protects your legal responsibility for losses for which your company is responsible including slip and fall or product injuries.

BUSINESS AUTO INSURANCE

Business auto insurance provides coverage for a land motor vehicle such as a car, truck, or trailer.

WORKERS' COMPENSATION INSURANCE

Workers' compensation insurance is employer-purchased coverage to pay for medical expenses, lost wages, and/or death benefits for employees who suffer a work-related injury or illness.

CRIME COVERAGE

Crime coverage protects a business from losses caused by theft, robbery, or burglary of real property and monies and securities.

E&O INSURANCE

E&O (Errors and Omissions) insurance protects against loss due to a claim of a negligent act, error, or omission by the insured party.

EPLI (EMPLOYMENT PRACTICES LIABILITY INSURANCE)

EPLI insurance protects against claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline, and failure to employ or promote.

BUSINESS UMBRELLA

Business umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage to coverage over automobiles, general liability, and employer’s liability.

SURETY BONDS

Surety bonds provide monetary compensation to a third party if there's a failure to perform specific acts by the insured party within a stated period of time.

CYBER SUITE COVERAGE

Cyber Suite coverage is a comprehensive cyber insurance solution designed to help businesses respond to a range of cyber incidents, including breaches of personally identifying or personally sensitive information, threats of unauthorized intrusion into or interference with computers systems, damages to data and systems from computer attacks, and cyber-related litigation.

EQUIPMENT BREAKDOWN COVERAGE

Equipment breakdown coverage helps protect against the costs associated with losses to your building’s equipment. It pays for the cost to repair or replace equipment damaged by breakdown, expenses related to limiting the loss or to the steps you take to more quickly restore your business, and in conjunction with your business income coverage, losses due to a covered accident. It also includes a variety of coverages designed to address today’s modern equipment risks like microelectronics, cloud computing service interruption, service interruption data restoration, and public relations.