As the owner of a retail business, you provide valuable products and services to your customers that require a large investment in your building, your inventory, and your employees.
What if something were to happen to any of these important assets, such as a tree that crashed through your front window during a storm, destroying not just the window, but inventory inside? What if a customer slipped and fell in your parking lot? Does the business insurance for your retail store have you properly covered for all the unique risks you face?
West Bend’s retail business insurance offers comprehensive coverage to protect you from such incidents. We’ll carefully evaluate your business to find the insurance that best fits YOUR needs – everything from general liability to property to technology.
Unfortunately, bad things happen to good people. Fortunately, you can have confidence in our financial strength and our outstanding reputation for fair and prompt claims service.
Contact one of our independent insurance agencies to learn more or to get a quote on retail insurance for your business.
Property insurance for businesses protects property such as buildings, office equipment, stock, copyrights, and loss of use of property due to a loss.
General liability (casualty) insurance protects your legal responsibility for losses for which your company is responsible including slip and fall or product injuries.
Business auto insurance provides coverage for a land motor vehicle such as a car, truck, or trailer.
EPLI insurance protects against claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline, and failure to employ or promote.
Crime coverage protects a business from losses caused by theft, robbery, or burglary of real property and monies and securities.
Business umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage to coverage over automobiles, general liability, and employer’s liability.
Surety bonds provide monetary compensation to a third party if there's a failure to perform specific acts by the insured party within a stated period of time.
E&O (Errors and Omissions) insurance protects against loss due to a claim of a negligent act, error, or omission by the insured party.
Workers' compensation insurance is employer-purchased coverage to pay for medical expenses, lost wages, and/or death benefits for employees who suffer a work-related injury or illness.
Cyber Suite coverage is a comprehensive cyber insurance solution designed to help businesses respond to a range of cyber incidents, including breaches of personally identifying or personally sensitive information, threats of unauthorized intrusion into or interference with computers systems, damages to data and systems from computer attacks, and cyber-related litigation.
Equipment breakdown coverage helps protect against the costs associated with losses to your building’s equipment. It pays for the cost to repair or replace equipment damaged by breakdown, expenses related to limiting the loss or to the steps you take to more quickly restore your business, and in conjunction with your business income coverage, losses due to a covered accident. It also includes a variety of coverages designed to address today’s modern equipment risks like microelectronics, cloud computing service interruption, service interruption data restoration, and public relations.
At West Bend, we’re proud of our broad base of knowledge when it comes to understanding commercial risks. Over the years, we’ve developed extensive expertise of certain risks and the skills needed to underwrite them. Our underwriters know and understand what coverages are necessary to protect these businesses, such as retail.