As a YMCA, you’re focused on strengthening the community through youth development, healthy living, and social responsibility. You understand the importance of providing a safe place for people to connect with others, while offering opportunities to learn something new and achieve better health. While protecting your members and community participants is key, it’s just as important to ensure you’re protected and equipped to handle unexpected situations that may cause damage or injury to your property or your valued members.
West Bend understands the unique needs of YMCAs. We’ll work with you to ensure you have comprehensive insurance coverage that protects every aspect of your organization. In addition to carefully evaluating your organization to find the insurance coverage that best fits YOUR needs, we provide proactive risk management practices and resources specifically designed for YMCAs, including:• Staff training: We offer multiple training opportunities, both online and in person, to meet each YMCA’s unique needs.
And if the need arises, you can have confidence that your claim will be handled by our professional and experienced representatives, so you can continue to focus on the valuable work you do.
Our customized YMCA program is designed with specialty coverages for:
Physical fitness and wellness programs
Childcare – including before and after school programs
Day camps and summer camps
Leagues / teams
Aquatics programs and pools (indoor and outdoor), beaches, boating
Autos / vans / buses
Gymnasium space and swimming pool rentals
Contact one of our independent insurance agencies to learn more or to get a special event insurance quote.
Property insurance for businesses protects property such as buildings, office equipment, stock, copyrights, and loss of use of property due to a loss.
General liability (casualty) insurance protects your legal responsibility for losses for which your company is responsible including slip and fall or product injuries.
Business auto insurance provides coverage for a land motor vehicle such as a car, truck, or trailer.
EPLI insurance protects against claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline, and failure to employ or promote.
Crime coverage protects a business from losses caused by theft, robbery, or burglary of real property and monies and securities.
Business umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage to coverage over automobiles, general liability, and employer’s liability.
Surety bonds provide monetary compensation to a third party if there's a failure to perform specific acts by the insured party within a stated period of time.
E&O (Errors and Omissions) insurance protects against loss due to a claim of a negligent act, error, or omission by the insured party.
Workers' compensation insurance is employer-purchased coverage to pay for medical expenses, lost wages, and/or death benefits for employees who suffer a work-related injury or illness.
Cyber Suite coverage is a comprehensive cyber insurance solution designed to help businesses respond to a range of cyber incidents, including breaches of personally identifying or personally sensitive information, threats of unauthorized intrusion into or interference with computers systems, damages to data and systems from computer attacks, and cyber-related litigation.
Equipment breakdown coverage helps protect against the costs associated with losses to your building’s equipment. It pays for the cost to repair or replace equipment damaged by breakdown, expenses related to limiting the loss or to the steps you take to more quickly restore your business, and in conjunction with your business income coverage, losses due to a covered accident. It also includes a variety of coverages designed to address today’s modern equipment risks like microelectronics, cloud computing service interruption, service interruption data restoration, and public relations.
At West Bend, we’re proud of our broad base of knowledge when it comes to understanding commercial risks. Over the years, we’ve developed extensive expertise of certain risks and the skills needed to underwrite them. Our underwriters know and understand what coverages are necessary to protect these businesses, such as YMCAs.