YMCA Insurance | West Bend Insurance

As a YMCA, your mission is to strengthen communities through youth development, healthy living, and social responsibility. Creating a safe, welcoming environment for members, staff, and participants is at the core of everything you do.

But with that responsibility comes risk—from injuries and property damage to unexpected incidents that can disrupt your operations.

West Bend understands the unique needs of YMCAs and provides insurance solutions designed to protect your organization, your people, and your mission—so you can stay focused on serving your community.

Our customized YMCA program is designed with specialty coverages for:

Physical fitness and wellness programs
Childcare
Day camps and summer camps
Leagues/teams

Sports participants
Aquatics programs and pools
Counseling
Equine liability

Autos/vans/buses
Gymnasium space and swimming pool rentals
Personal trainers

YMCA Insurance Coverage Highlights

Beyond standard liability and property coverage, we also offer specialized protection for YMCAs and similar organizations:

Professional Liability Coverage-Community Recreation and Fitness Facilities

Covers advising members on their fitness or nutritional needs
Sports Participant Legal Liability

Covers organizations if an injured participant sues despite having signed a waiver
Abuse and Molestation coverage

Provides coverage for the organization in the case of an abuse allegation
Membership Discrimination coverage

Protects the organization from discrimination claims regarding their membership practice
Counseling Professional Liability

Covers claims that may arise from support and social work

Supporting Services

Our services help you manage your business safely and efficiently, so you can put more focus on your mission.

Silver Lining Claim Service

YMCAs have access to a dedicated 24/7 claims hotline staffed by specialists trained to handle YMCA-related incidents, including crisis situations (1-855-WBYMCAs).

Loss Control Services

West Bend’s Loss Control team works directly with you on-site to understand your unique needs, review current safety practices, and create a customized action plan.

View loss control resources

Easy Payment Solutions

We offer many different payment solutions for your convenience that includes a 12-pay option plan and automatic payments.

How do I get a quote?

West Bend is proud to work with over 1,500 independent insurance agencies in 14 states including Arizona, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Carolina, Ohio, Tennessee, Virginia, and Wisconsin.

Although we can’t provide a direct quote or write your policy, you can reach out to an independent agent affiliated with West Bend. They can guide you on how we can safeguard your business.

Find An Agent

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Additional Resources

Our team of insurance professionals have the knowledge and expertise to provide you the resources you need to be fully protected. We'll take care of the insurance so you can continue to take care of your clients.

Aquatics Best Practices
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Safe Staff Participation
Read More
Pool Maintenance and Safety Checklist
Read More

Insurance for YMCAs