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Not all insurance companies are the same. Nor do they all sell insurance the same way. At West Bend, we believe strongly in the independent insurance agency system. Why? Because independent insurance agents represent different insurance carriers. That means they’ll find the coverages and price that best fits each customer’s needs. In other words, they’ll do what’s best for you. To learn more about how independent agents work for you, check out this blog and video.

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How Much Coverage Do You Need? Loan Amount VS Insured Amount

bigstock-Tulip-House-10002074.jpgDeciphering loan contracts and insurance policies can be difficult, and figuring out the difference between loan amounts and insured amounts can be complicated. However, understanding the difference is critical in obtaining the right protection. Here's what you need to know.

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Coverage vs. Cost: Does Cut-rate Insurance Save You Money?

Who wouldn’t want to save money on automobilebigstock-Saving-For-Buy-Home-148741919.jpg
insurance? Lower rates mean more money to spend on other essentials or luxuries, but switching to an insurance company that offers a lower cost policy may cost you more in the long run. Your new cut-rate policy may not offer the same protection as your previous policy – and it may be up to you to make up the difference if you’re in an accident.

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