Your business is all about providing fun and memorable experiences. While you focus on delighting your customers, it’s equally important to make sure your business is protected should something unexpected happen.
West Bend insures a wide range of entertainment and recreation businesses. We provide bounce house insurance and amusement rental equipment insurance, as well as insurance for clubs and associations, just to name a few.
We understand every entertainment and recreation business is different with distinct needs. We’ll work with you to ensure you have comprehensive insurance coverage that protects every aspect of your business. We’ll carefully evaluate your business to find the insurance coverage that best fits YOUR needs. And if something were to happen, you can have confidence that your claim will be handled by our professional and experienced representatives.
Our Amusement Rental program provides specialized insurance for:
Carnival games and concessions
Inflatables* – bounce and combo units, obstacle courses, wet/dry slides, interactive games, and many more
Pony and carriage rides
*West Bend recognizes the importance and value of training in the proper use of amusement equipment. Therefore, we’ll offer a reduced rate for operators who successfully complete SIOTO (Safe Inflatable Operators Training Organization) training.
Our Social and Civic Clubs program provides specialized insurance for:
Youth organizations that offer character and leadership training
Groups organized to serve the community
Clubs that raise money for charitable purposes
Clubs that hold special events for the public’s enjoyment
Property insurance for businesses protects property such as buildings, office equipment, stock, copyrights, and loss of use of property due to a loss.
General liability (casualty) insurance protects your legal responsibility for losses for which your company is responsible including slip and fall or product injuries.
Business auto insurance provides coverage for a land motor vehicle such as a car, truck, or trailer.
EPLI insurance protects against claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline, and failure to employ or promote.
Crime coverage protects a business from losses caused by theft, robbery, or burglary of real property and monies and securities.
Business umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage to coverage over automobiles, general liability, and employer’s liability.
Surety bonds provide monetary compensation to a third party if there's a failure to perform specific acts by the insured party within a stated period of time.
E&O (Errors and Omissions) insurance protects against loss due to a claim of a negligent act, error, or omission by the insured party.
Workers' compensation insurance is employer-purchased coverage to pay for medical expenses, lost wages, and/or death benefits for employees who suffer a work-related injury or illness.
Cyber Suite coverage is a comprehensive cyber insurance solution designed to help businesses respond to a range of cyber incidents, including breaches of personally identifying or personally sensitive information, threats of unauthorized intrusion into or interference with computers systems, damages to data and systems from computer attacks, and cyber-related litigation.
Equipment breakdown coverage helps protect against the costs associated with losses to your building’s equipment. It pays for the cost to repair or replace equipment damaged by breakdown, expenses related to limiting the loss or to the steps you take to more quickly restore your business, and in conjunction with your business income coverage, losses due to a covered accident. It also includes a variety of coverages designed to address today’s modern equipment risks like microelectronics, cloud computing service interruption, service interruption data restoration, and public relations.
At West Bend, we’re proud of our broad base of knowledge when it comes to understanding commercial risks. Over the years, we’ve developed extensive expertise of certain risks and the skills needed to underwrite them. Our underwriters know and understand what coverages are necessary to protect these businesses, such as entertainment and recreation.