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Health, Beauty, and Fitness Insurance

Health, Beauty, and Fitness Insurance

You’re an expert at making your customers look and feel good. Whether it’s helping them meet their fitness goals or delivering a new look, your customers trust you and the services you provide. While you focus on delighting your customers, it’s equally important to make sure your business is protected should something unexpected happen.

This is where we’re the expert! From health club insurance to salon insurance and more, West Bend protects a wide variety of health, beauty, and fitness businesses. We understand your business is unique and requires specialized attention. We’ll carefully evaluate your business to find the insurance coverage that best fits YOUR needs. And if something were to happen, you can have confidence that your claim will be handled by our professional and experienced representatives.

Feel your best knowing you’re protected by a West Bend policy, and keep your focus on helping your customers feel their best with the valuable services you provide.

Our customized Health Club and Personal Appearance programs provide specialized coverages for:

Health clubs

Circuit-workout facilities

Swimming pools

Childcare centers

Personal trainers with health clubs

Massage therapists

Martial arts studios

Yoga studios

Nutritional counselling

Sporting good sales

Restaurant or snack bar sales



Nail technicians


Tanning salons, including spray-on and air-brush tanning

Cosmetology and beauty schools

Independent contractors (booth renters)


While we can't quote or write your policy directly, you can contact an independent agent that partners with West Bend to find out how we can work together to protect your business. Simply click the button below to get a health, beauty, and fitness insurance quote.

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Other Business Insurance Types:


Property insurance for businesses protects property such as buildings, office equipment, stock, copyrights, and loss of use of property due to a loss.


General liability (casualty) insurance protects your legal responsibility for losses for which your company is responsible including slip and fall or product injuries.


Business auto insurance provides coverage for a land motor vehicle such as a car, truck, or trailer.


EPLI insurance protects against claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline, and failure to employ or promote.


Crime coverage protects a business from losses caused by theft, robbery, or burglary of real property and monies and securities.


Business umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage to coverage over automobiles, general liability, and employer’s liability.


Surety bonds provide monetary compensation to a third party if there's a failure to perform specific acts by the insured party within a stated period of time.


E&O (Errors and Omissions) insurance protects against loss due to a claim of a negligent act, error, or omission by the insured party.


Workers' compensation insurance is employer-purchased coverage to pay for medical expenses, lost wages, and/or death benefits for employees who suffer a work-related injury or illness.


Cyber Suite coverage is a comprehensive cyber insurance solution designed to help businesses respond to a range of cyber incidents, including breaches of personally identifying or personally sensitive information, threats of unauthorized intrusion into or interference with computers systems, damages to data and systems from computer attacks, and cyber-related litigation.


Equipment breakdown coverage helps protect against the costs associated with losses to your building’s equipment. It pays for the cost to repair or replace equipment damaged by breakdown, expenses related to limiting the loss or to the steps you take to more quickly restore your business, and in conjunction with your business income coverage, losses due to a covered accident. It also includes a variety of coverages designed to address today’s modern equipment risks like microelectronics, cloud computing service interruption, service interruption data restoration, and public relations.

Review our complete list of business insurance products for additional coverage options.

Health, Beauty, and Fitness Insurance Coverages

At West Bend, we’re proud of our broad base of knowledge when it comes to understanding commercial risks. Over the years, we’ve developed extensive expertise of certain risks and the skills needed to underwrite them. Our underwriters know and understand what coverages are necessary to protect these businesses, such as health, beauty, and fitness.

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Additional Health, Beauty, and Fitness Resources

As part of our commitment to the health, beauty, and fitness businesses that we serve, we provide educational resources that outline important topics around running a business and risk management. We want your business to be safe and successful!
Our team of insurance professionals have the knowledge and expertise to provide you the resources you need to be fully protected. We'll take care of the insurance so you can continue to take care of your clients. 

24 Hour Fitness Centers

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Resistance Band Safety

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Inspecting Fitness Equipment

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©2023 West Bend Mutual Insurance Company

1900 South 18th Ave., West Bend, WI 53095

P: 262-334-5571
F: 262-334-9109

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