From an insurance perspective, automotive mechanical repair shops have a variety exposures. The first is to the property. The second is liability, most notably injuries your customers could sustain while at your business. The third is workers’ compensation or injuries to your employees. And finally, there are exposures caused by products.
West Bend Mutual Insurance Company shares these suggestions for protecting your property, customers, and employees:
Most insureds are not aware of the restrictions in their property insurance when a building is unoccupied or vacant.
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Almost every business needs crime insurance. While it's important to have the right coverage to protect against crimes committed by outsiders, it's also important to have the right coverage to protect against crimes committed by employees.
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