<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1148227851863248&amp;ev=PageView&amp;noscript=1">
toggle mobile navigation

Breweries and wineries and distilleries - oh my!

Posted by Kristin Bowen on Dec 12, 2018 7:52:51 AM

BreweryThe popularity and sheer number of craft breweries, wineries, and distilleries are on the rise. In the US, between 2016 and 2017, the number of:

-Regional craft breweries increased 15.5%;
  • -Microbreweries grew 19.3%; and
  • -Craft distillers rose 26%.

In addition, the number of US wineries steadily increases by 4% each year. We’re excited to offer a new Brew, Wine, and Distill Pak that, when coupled with the Property Plus Pak, will protect the property needs of these fast-growing businesses.

Let’s look at the additional coverages available to address the unique property needs of breweries, wineries, and distilleries:

  • Adulteration or Contamination – included
  • Business Income/Extra Expense - $25,000
  • Contract Cancellation - $25,000
  • Product Sample Protection - $25,000
  • Trellises or Unharvested Crops - $25,000
  • Valuation – Market Value for brewery, wine, and/or distillery stock
  • Vessel Collapse – included
  • Vessel Leakage - $50,000
  • Cost of excavations, grading, backfilling, or filling – included
  • Foundation – included
  • Underground pipes, flues, or drains – included
  • Harvest crops – included in the Building and Personal Property coverage form

Plus Pak Commercial Package Policy – includes these property coverages:

  • Attached Outdoor Signs – included
  • Change in Temperature or Humidity - $50,000
  • Employee Theft - $5,000
  • Fine Arts - $25,000
  • Money and Securities - $5,000
  • Peak Season – 80% coinsurance required (increased to 50%)


  • Liquor Liability
  • Special Events
  • Employment Practices Liability Insurance (EPLI)
  • Employee Benefits Liability

Contact your independent insurance agent to find which coverage is best for your business.







Topics: Brewery, business insurance, food manufacturing, winery

If you’re a content writer and would like to contribute to our blog, click here to read our guidelines.