Do you know if you have food allergies? Do you take special precautions when dining out to avoid certain types of food? Do you ever wonder if restaurants, delis, and cafeterias follow food safety guidelines and use proper care when handling and preparing your meals?
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By their very nature, restaurants present significant exposures when it comes to potential losses. That’s why owners and operators appreciate insurance companies surveying, or inspecting, their properties to find ways to prevent losses. Here are several safety controls you should have in place to help prevent or minimize losses at your restaurant.
For the safety of your employees and customers, nothing can be more important than having a NFPA (UL300) system in your restaurant’s kitchen.
Restaurants are often a great fit for West Bend’s SMARTbusiness™ program. If you own a restaurant or are an insurance agent inspecting a risk for a current customer or future prospect, it’s important to be familiar with the UL300 compliance systems (UL300, Fire Testing of Fire Extinguishing Systems for Protection of Restaurant Cooking Areas). Why? Because these systems were designed to protect you!
Do you know what your business income time period deductible is?
Business income insurance covers the income that would have been earned if there hadn’t been an interruption in the business. For this coverage to kick in, there must be damage to your business property due to a covered cause of loss at your business premises, for instance a fire. Business income coverage typically begins after a standard waiting period, usually 72 hours.
