Insurance 101: You own it, you insure it! Most people understand that when they own something, they must insure it. When people co-own items, however, they often forget to mention this to their insurance agents or carriers and it can leave a HUGE gap in coverage!
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Each year in November, I receive my home and auto insurance renewal policy. In my house, my wife looks at how the premium changed and then leaves it on the counter or nightstand for me to review. Because I have been in the industry for over 20 years, I do take a peek.
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It’s happened to all of us at one time or another, whether we’re in a hurry to get to work or on a family road trip. All of a sudden, a vehicle warning light turns on.
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Now that fall is officially here, it's time to prepare your home for the cold weather like putting on the storm doors, cleaning your gutters, and tuning up the furnace. And don’t forget your garage! Did you know most garage fires occur in January and February?
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Attending a Halloween costume party and trick-or-treating, are traditions for many families. I still remember some of the costumes and parties I went to as a child. As I married and had my own children, I was able to enjoy all the festivities with them. Being a huge chocolate lover I always enjoyed inspecting my girls candy i.e. two pieces for me and one piece for them.
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Shorter days, blowing leaves, and cooler temperatures are reminders that winter is coming. If you’re like me, you’re scrambling to get your “To Do” list completed. Raking leaves, painting house trim, and cleaning out flower beds are just a few of the tasks I have remaining.
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Halloween is a fun and festive time of year. Stores are stocked with tons of decorations, costumes, and of course, my favorite, chocolate.
However, for our pets Halloween can be scary and stressful. For a couple of hours their world is turned upside down with ringing doorbells and excited kids. In addition, the candy bar that’s mistakenly dropped on the floor could be hazardous to their health.
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In 1925, President Calvin Coolidge proclaimed the first National Fire Prevention Week. According to the National Archives and Records Administrations Library Information Center, this is the longest running public health observance in history. This year’s observance is Sunday, October 8 through Saturday, October 14.
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This time of year, a trip to the pumpkin farm is a must for many people. Whether it’s a field trip for school or a weekend trip with family and friends, there’s always plenty to do.
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School has been back in session for a few weeks. I hope you and your family have adjusted to this more hectic routine.
If your child is attending a new school, including transitioning into middle school or high school, you probably need more time to adjust. At the middle school and high school levels, many more opportunities exist. Each transition in school brings more challenges and homework!
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