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Tips to protect outdoor workers during frigid temperatures

Posted by Kristin Bowen on Dec 20, 2017 9:00:00 AM

Outdoor workers are exposed to many physical hazards depending on their responsibilities, the season and duration they’re outside. In winter, extreme cold and wet conditions can present a number of health risks.

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Pawtastic Social Media Content Ideas for Veterinarians

Posted by Kristin Bowen on Dec 6, 2017 9:00:00 AM

Cats dressed as sharks riding Roombas. Huskies howling “nooooooooo” when their owner wants to leave. Amazing rescue transformation videos that make us all cry. These videos are some of the most shared and loved content on social media. Social, in fact, is a perfect venue to share your veterinary business.

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Why businesses need certificates of insurance

Posted by Kristin Bowen on Nov 22, 2017 9:00:00 AM

Insureds often ask our loss prevention representatives if certificates of insurance are necessary. If your organization uses outside vendors/contractors or other groups use your facility for anything (snow removal, remodeling or repairs, special events, etc.), certificates of insurance are vitally important.

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Protecting your retail business from cybercriminals this holiday season

Posted by Kristin Bowen on Nov 8, 2017 9:00:00 AM

Retailers are gearing up for one of the busiest and most profitable times of year – the holidays. I try to shop locally owned specialty shops and boutiques to support my community and to find exceptional gifts for my loved ones. Remember, your insurance coverage is just as important as the quality of items you sell in your store.

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Preventing slips, trips, and falls on stairs

Posted by Kristin Bowen on Oct 25, 2017 9:00:00 AM

Benjamin Franklin famously said, “An ounce of prevention is worth a pound of cure.”  We tend to agree, especially when it comes to slips, trips, and falls, as they make up the majority of general industry accidents.  According to OSHA, slips, trips and falls account for 15% of all accidental deaths, just second to motor vehicle accidents.  They total 25% of reported general industry accident claims each year. In addition, over 17% of disabling occupational injuries result from falls.  Most could’ve been prevented.

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Understanding Coverage for Light Manufacturing Facilities

Posted by Kristin Bowen on Oct 11, 2017 9:00:00 AM

West Bend considers light manufacturing operations to include manufacturers of small stamped, rolled, turned, pressed, cut, machined, or soldered/welded products or component parts that are made from material other than wood. Operations generally produce items that are simple in nature and physically small. 

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Did you know there's more to protecting your restaurant than just property and liability?

Posted by Kristin Bowen on Sep 20, 2017 8:00:00 AM

Many fond memories are made while sharing good food and good stories.  Restaurants like supper clubs, family-oriented restaurants, cafes, delicatessens or sub shops, and pizza restaurants are the places where the magic happens.  Let’s talk about a few different types of coverages that can benefit restaurants. 

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Investigations - The importance of cooperation

Posted by Kristin Bowen on Sep 6, 2017 9:00:00 AM

When an employee makes a claim for workers’ compensation benefits, it’s imperative that the claim be reported timely. An adjuster’s job is to work quickly and efficiently to gather facts surrounding the accident. The adjuster will often take a recorded statement to memorialize the accident details, as stories and facts may change over the course of a claim. A timely investigation can reveal details that can have a big impact on a claim’s outcome, including identification of a possible third party. 

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Referrals - Just Ask!

Posted by Kristin Bowen on Aug 23, 2017 9:00:00 AM

When you ask for referrals, do your palms sweat and does your heart race? If the answer is yes, you’re not alone. Many people are nervous about asking for referrals for fear of damaging relationships with their current clients. Ultimately, those who don’t ask for referrals are depriving themselves of new business opportunities. That’s because for many companies, referrals are the primary method for generating new business. 

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The need for back up generators

Posted by Kristin Bowen on Aug 9, 2017 9:00:00 AM

Power Outage Statistics
Power outages are a serious problem that nearly every home and business in the United States will experience at some point each year.  Significant physical damage can be sustained if a power outage lasts long enough. Loss of power can cause essential systems to shut down, which is why having a working backup generator can help protect your business.

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