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Brian Kiley

All posts by Brian Kiley:

What's West Bend's Commercial Lines Appetite?

Posted by Brian Kiley on Dec 1, 2015 10:47:33 AM

At West Bend, we’re proud of our broad base of knowledge when it comes to understanding commercial risks. In fact, we’ve probably written every class of business at one time or another.

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Who Needs Coverage for Non-Owned Autos?

Posted by Brian Kiley on Nov 12, 2015 1:34:50 PM

Your client likely does! If your clients or their employees ever drive a vehicle they don't own for business purposes, they need Hired & Non-Owned Auto Coverage. If an auto loss were to occur, your client could be sued by a third party so they need to be protected.

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Help Your Customers Avoid Slip and Fall Claims

Posted by Brian Kiley on Oct 21, 2015 4:00:48 PM

Winter is on the horizon. As predictable as the cold weather is, so is the increase in the number slip and fall claims. According to the National Insurance Crime Bureau (NICB), Illinois was among the top five states generating the most questionable slip and fall claims from 2010-2011 with an overall increase of 12%. 

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The Importance of Prompt Claims Reporting for Your Business

Posted by Brian Kiley on Sep 30, 2015 3:09:30 PM

Here are some of the many reasons why prompt claims reporting is integral to the overall claims management process for your business.  

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Sewer backup or overflow: Which is it?

Posted by Brian Kiley on Sep 11, 2015 2:02:16 PM

What’s the difference between a sewer backup and a plumbing system overflow?

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Auto Endorsements That Can Close Coverage Gaps

Posted by Brian Kiley on Aug 20, 2015 1:35:00 PM


If you use vehicles for your business, you have a business auto exposure. Even if you scheduled the vehicles on your business owner’s policy, you may not have all the coverage you need. When meeting with your agent to determine coverage, it’s important to review how ALL vehicles are used for your business. Do you allow your employees to use their personal vehicles for business purposes, such as picking up parts or making a bank deposit? Are vehicles that aren’t titled or owned by the business listed on your business auto policy? Let’s address these, and other situations pertaining to the use of vehicles for business purposes.

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Insuring a Building to Value

Posted by Brian Kiley on Jul 13, 2015 2:29:13 PM

During a recent storm, an insured suffered a substantial hail damage claim. After an inspection of the property, it was discovered the building was insured to 72% of its replacement cost, when, according to the coinsurance clause, it should have been insured to at least 90%. After the resulting coinsurance penalty, the insured had to pay 18% of the loss!

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Stay Informed About Product Recalls

Posted by Brian Kiley on Jun 2, 2015 10:33:01 AM

bigstock-Recall-stamp-67455538Staying up-to-date with product recalls can keep you, your family, and your business safe. Today we're going to take a look at a great online resource from the U.S. Government and a brief history of the ten worst product recalls. 

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Focus 4 Construction

Posted by Brian Kiley on Apr 30, 2015 1:29:22 PM

OSHA has identified these top four areas as the most common hazards on construction sites:

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Controlling Food Allergies at Home and When Dining Out

Posted by Brian Kiley on Mar 30, 2015 9:39:28 AM

Do you know if you have food allergies? Do you take special precautions when dining out to avoid certain types of food? Do you ever wonder if restaurants, delis, and cafeterias follow food safety guidelines and use proper care when handling and preparing your meals?

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