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Kristin Bowen

All posts by Kristin Bowen:

Tips on Identifying Fraudulent Checks

Posted by Kristin Bowen on Nov 16, 2016 9:00:00 AM

I saw an ad today for Black Friday deals.  Social media posts and TV commercials are counting down the days until the holidays.  Retailers have been planning for months for the holiday shopping season.  While it brings joy to many people, it can be challenging for retailers as payment fraud is on the rise. 

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Healthy Employees are Happy Employees - Wellness Tips that Won't Break the Bank

Posted by Kristin Bowen on Nov 2, 2016 9:00:00 AM

It’s that time of year when sneezes and coughs fill the air.  I turned on my essential oil diffuser a few weeks ago as one way to combat falling ill.  Catching the flu or a cold is only one reason for absenteeism at work.  Other mental and physical ailments can affect your employees and your bottom line.  According to the Centers for Disease Control and Prevention (CDC), productivity losses linked to absenteeism cost employers $225.8 billion annually in the United States, or $1,685 per employee. 

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Best Pre-Employment Practices - Keeping You and Your Employees Safe

Posted by Kristin Bowen on Oct 19, 2016 9:00:00 AM

Every employer would like to reduce the chances of Worker’s Compensation claims.  We all want employees to stay happy, healthy and injury-free.  Today, we are sharing real-life Worker’s Compensation claims from our insureds (employers) to show how pre-employment best practices may have prevented some claims.   

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Grace periods...A thing of the past?

Posted by Kristin Bowen on Oct 5, 2016 9:00:00 AM

 Iowa was affected by severe flooding last week and is continuing to clean up.  Can you imagine how a flood or other catastrophe would affect your life?  Your home or business could be under water. All of your focus would be on the cleanup and getting life back to normal.  What if your insurance premium was due during this time?  Can mail, email, or other communications even get to you?  You definitely need coverage and don’t want it to lapse or, worse yet, have it cancelled.    


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Why Did You Quit Your Last Job?

Posted by Kristin Bowen on Sep 21, 2016 8:59:24 AM

In general, people leave their jobs because they don’t like their boss. Other reasons are lack of opportunity for growth or they’re offered a job with better pay and benefits. 

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Why You Need Cyber Liability Insurance

Posted by Kristin Bowen on Sep 7, 2016 12:48:20 PM

Cyber liability insurance isn’t just for big companies.  In fact, the large companies are usually able to recover from such attacks. For smaller companies, however, it may not be easy.

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Applying Auto Insurance Coverage to Claims Examples

Posted by Kristin Bowen on Aug 24, 2016 1:15:09 PM

You’re in the auto business.  Whether it’s an auto body repair shop, detailing or custom cleaning, or a dealership, it’s important to know what types of commercial insurance coverage exists and how insurance would apply to a particular claim. 

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Using Facebook Live to Market Your Business

Posted by Kristin Bowen on Aug 10, 2016 9:00:00 AM

The options are endless for marketing your business.  TV, radio, billboards, direct mail, email, newsletters, and social media are just a few.  If you aren’t using social media at all -- or even regularly, you’re missing out on a chance to reach massive numbers of consumers - those who use social for both researching and purchasing power.  Four in ten social media users have purchased an item online or in-store after sharing it or marking it as a favorite on Twitter, Facebook, or Pinterest.  As for numbers, Facebook alone has 1.5 billion users worldwide.  Moreover, with mobile phone users in the U.S. at 184 million, you can reach those people right in the palm of their hands at any time.  An offer you’d be crazy to ignore. 

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The "M" Word

Posted by Kristin Bowen on Jul 27, 2016 2:12:51 PM

Millennials.  Some think it’s a bad word.  On occasion, millennials have received a bad rap by the press, but in reality, just as with other generations, their upbringing and surroundings have shaped what they respond to and who they are.  The fact remains that leadership should include them in their strategic business plan.  Why, you ask?  According to Price Waterhouse Cooper, by 2020 millennials will comprise 50% of the global workforce.  As baby boomers retire, millennials are becoming the majority in the workplace.

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Sitting is the New Smoking

Posted by Kristin Bowen on Jul 13, 2016 8:00:00 AM

There’s a lot of information out there about standing desks. Is it beneficial for your health? Do you burn more calories standing? Does it keep you more engaged and awake at work? 

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